Business & Finance Reading, PA Pop. 95,112

Insurance Agent Salary in Reading, Pennsylvania

The median insurance agent salary in Reading, PA is $53,231 per year, which is 8% below the national median and 8% below the Pennsylvania state average.

City Median
$53,231
vs State Avg
$-4,629
vs National
$-4,629
Cost of Living
88%

Insurance Agent Pay in Reading: What to Expect (2026)

Reading offers a median insurance agent salary of $53,231, which is $4,629 below the Pennsylvania state average of $57,860. Compared to the national median of $57,860, Reading pays below the national benchmark for this role.

One of Reading's biggest advantages is its low cost of living at 88% of the national average. This means the $53,231 salary stretches further here — equivalent to roughly $60,490 in an average-cost city. This makes Reading an attractive option for insurance agents seeking strong real-dollar compensation.

The salary range for insurance agents in Reading spans from $27,600 at the 10th percentile to $108,560 at the 90th percentile — a $80,960 spread. Entry-level professionals start around $29,440, while senior insurance agents with 8+ years of experience can earn up to $101,200. Reading is a smaller market (pop. 95,112), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Reading by Experience

In Reading, an entry-level insurance agent earns around $29,440, while experienced professionals earn up to $101,200 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)
$29,440
$-2,560 vs national
Mid Level (3-7 yrs)
$55,200
$-4,800 vs national
Senior Level (8+ yrs)
$101,200
$-8,800 vs national

Salary Percentiles in Reading, PA

Percentile Reading
10th Percentile $27,600
25th Percentile $36,800
Median (50th) $53,231
75th Percentile $75,440
90th Percentile $108,560

Insurance Agent Salary in Other Pennsylvania Cities

Philadelphia, PA
$61,332
Pop. 1,603,797
Allentown, PA
$56,703
Pop. 126,092
Pittsburgh, PA
$56,124
Pop. 302,971
Erie, PA
$50,917
Pop. 94,831

How to Become a Insurance Agent in Reading

Education

Most insurance agent positions require a high school diploma. Reading and the surrounding Pennsylvania area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Reading may vary based on local industry and population growth.

Find Insurance Agent Jobs in Reading

Browse open insurance agent positions in Reading, PA:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Agent Salary in Reading

How much does a Insurance Agent make in Reading, PA? ▼
The median insurance agent salary in Reading, Pennsylvania is $53,231 per year, which is 8% below the national median of $57,860. Salaries range from $27,600 (10th percentile) to $108,560 (90th percentile).
How much does a Insurance Agent make per hour in Reading? ▼
Based on the median annual salary of $53,231, a insurance agent in Reading earns approximately $26 per hour assuming a standard 2,080-hour work year.
How does Reading compare to the Pennsylvania state average for insurance agent pay? ▼
Reading's median insurance agent salary of $53,231 is 8% below the Pennsylvania state average of $57,860. The local cost of living index is 88% of the national average.
What is the cost of living in Reading, PA? ▼
Reading has a cost of living index of 88% compared to the national average. This means a insurance agent salary of $53,231 in Reading has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Reading? ▼
Most insurance agent positions in Reading require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.