Business & Finance Morgantown, WV Pop. 30,955

Insurance Agent Salary in Morgantown, West Virginia

The median insurance agent salary in Morgantown, WV is $52,074 per year, which is 10% below the national median and 7.1% above the West Virginia state average.

City Median
$52,074
vs State Avg
+$3,472
vs National
$-5,786
Cost of Living
90%

Insurance Agent Pay in Morgantown: What to Expect (2026)

Morgantown offers a median insurance agent salary of $52,074, which is $3,472 above the West Virginia state average of $48,602. Compared to the national median of $57,860, Morgantown pays below the national benchmark for this role.

Morgantown's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Morgantown spans from $27,000 at the 10th percentile to $106,200 at the 90th percentile — a $79,200 spread. Entry-level professionals start around $28,800, while senior insurance agents with 8+ years of experience can earn up to $99,000. Morgantown is a smaller market (pop. 30,955), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Morgantown by Experience

In Morgantown, an entry-level insurance agent earns around $28,800, while experienced professionals earn up to $99,000 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$28,800
$-3,200 vs national
Mid Level (3-7 yrs)
$54,000
$-6,000 vs national
Senior Level (8+ yrs)
$99,000
$-11,000 vs national

Salary Percentiles in Morgantown, WV

Percentile Morgantown
10th Percentile $27,000
25th Percentile $36,000
Median (50th) $52,074
75th Percentile $73,800
90th Percentile $106,200

Insurance Agent Salary in Other West Virginia Cities

How to Become a Insurance Agent in Morgantown

Education

Most insurance agent positions require a high school diploma. Morgantown and the surrounding West Virginia area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Morgantown may vary based on local industry and population growth.

Find Insurance Agent Jobs in Morgantown

Browse open insurance agent positions in Morgantown, WV:

Frequently Asked Questions: Insurance Agent Salary in Morgantown

How much does a Insurance Agent make in Morgantown, WV? ▼
The median insurance agent salary in Morgantown, West Virginia is $52,074 per year, which is 10% below the national median of $57,860. Salaries range from $27,000 (10th percentile) to $106,200 (90th percentile).
How much does a Insurance Agent make per hour in Morgantown? ▼
Based on the median annual salary of $52,074, a insurance agent in Morgantown earns approximately $25 per hour assuming a standard 2,080-hour work year.
How does Morgantown compare to the West Virginia state average for insurance agent pay? ▼
Morgantown's median insurance agent salary of $52,074 is 7.1% above the West Virginia state average of $48,602. The local cost of living index is 90% of the national average.
What is the cost of living in Morgantown, WV? ▼
Morgantown has a cost of living index of 90% compared to the national average. This means a insurance agent salary of $52,074 in Morgantown has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Morgantown? ▼
Most insurance agent positions in Morgantown require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.