Business & Finance Athens, GA Pop. 127,064

Insurance Underwriter Salary in Athens, Georgia

The median insurance underwriter salary in Athens, GA is $71,631 per year, which is 8% below the national median and 3.2% below the Georgia state average.

City Median
$71,631
vs State Avg
$-2,336
vs National
$-6,229
Cost of Living
90%

Insurance Underwriter Pay in Athens: What to Expect (2026)

Athens offers a median insurance underwriter salary of $71,631, which is $2,336 below the Georgia state average of $73,967. Compared to the national median of $77,860, Athens pays below the national benchmark for this role.

Athens's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance underwriters in Athens spans from $44,712 at the 10th percentile to $116,288 at the 90th percentile — a $71,576 spread. Entry-level professionals start around $46,000, while senior insurance underwriters with 8+ years of experience can earn up to $105,800. With a population of 127,064, Athens is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Athens by Experience

In Athens, an entry-level insurance underwriter earns around $46,000, while experienced professionals earn up to $105,800 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$46,000
$-4,000 vs national
Mid Level (3-7 yrs)
$71,760
$-6,240 vs national
Senior Level (8+ yrs)
$105,800
$-9,200 vs national

Salary Percentiles in Athens, GA

Percentile Athens
10th Percentile $44,712
25th Percentile $56,304
Median (50th) $71,631
75th Percentile $92,000
90th Percentile $116,288

Insurance Underwriter Salary in Other Georgia Cities

Atlanta, GA
$80,974
Pop. 498,715
Savannah, GA
$73,188
Pop. 147,780
Augusta, GA
$70,074
Pop. 202,081
Columbus, GA
$68,517
Pop. 206,922

How to Become a Insurance Underwriter in Athens

Education

Most insurance underwriter positions require a bachelor's degree. Athens and the surrounding Georgia area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Athens may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Athens

Browse open insurance underwriter positions in Athens, GA:

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Frequently Asked Questions: Insurance Underwriter Salary in Athens

How much does a Insurance Underwriter make in Athens, GA? ▼
The median insurance underwriter salary in Athens, Georgia is $71,631 per year, which is 8% below the national median of $77,860. Salaries range from $44,712 (10th percentile) to $116,288 (90th percentile).
How much does a Insurance Underwriter make per hour in Athens? ▼
Based on the median annual salary of $71,631, a insurance underwriter in Athens earns approximately $34 per hour assuming a standard 2,080-hour work year.
How does Athens compare to the Georgia state average for insurance underwriter pay? ▼
Athens's median insurance underwriter salary of $71,631 is 3.2% below the Georgia state average of $73,967. The local cost of living index is 90% of the national average.
What is the cost of living in Athens, GA? ▼
Athens has a cost of living index of 90% compared to the national average. This means a insurance underwriter salary of $71,631 in Athens has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Athens? ▼
Most insurance underwriter positions in Athens require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.