Insurance Underwriter Salary in Georgia
The median insurance underwriter salary in Georgia is $73,967 per year, which is 5% below the national median of $77,860.
Insurance Underwriter Salary Overview in Georgia (2026)
Georgia ranks #25 out of 50 states for insurance underwriter compensation. Georgia falls in the middle of the pack for insurance underwriter pay, offering salaries near the national average. At $73,967 per year, insurance underwriters in Georgia earn $3,893 less than the national median of $77,860.
A key advantage of working in Georgia is its below-average cost of living (93% of the national index). This means the $73,967 salary has the purchasing power of roughly $79,534 in an average-cost area.
The salary spread in Georgia is significant: insurance underwriters at the 10th percentile earn $46,170, while those at the 90th percentile bring home $120,080 — a $73,910 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Georgia for this role is Atlanta, where the median reaches $80,974.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Georgia by Experience
In Georgia, an entry-level insurance underwriter earns around $47,500, while experienced professionals earn up to $109,250 per year. The cost of living index in Georgia is 93% of the national average.
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See Investment Options →Salary Percentiles in Georgia
| Percentile | GA Salary |
|---|---|
| 10th Percentile | $46,170 |
| 25th Percentile | $58,140 |
| Median (50th) | $73,967 |
| 75th Percentile | $95,000 |
| 90th Percentile | $120,080 |
Insurance Underwriter Salary by City in Georgia
The largest employment areas for insurance underwriters in Georgia include Atlanta, Augusta, Savannah, and Columbus. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Georgia
Education
Most insurance underwriter positions require a bachelor's degree. Georgia has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Georgia
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Georgia's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $35,283 over your career trajectory.
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