Business & Finance Naperville, IL Pop. 149,540

Insurance Underwriter Salary in Naperville, Illinois

The median insurance underwriter salary in Naperville, IL is $88,760 per year, which is 14.0% above the national median and 12.9% above the Illinois state average.

City Median
$88,760
vs State Avg
+$10,121
vs National
+$10,900
Cost of Living
108%

Insurance Underwriter Pay in Naperville: What to Expect (2026)

Naperville offers a median insurance underwriter salary of $88,760, which is $10,121 above the Illinois state average of $78,639. Compared to the national median of $77,860, Naperville pays above average for this role.

Naperville's cost of living is 108% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance underwriters in Naperville spans from $55,404 at the 10th percentile to $144,096 at the 90th percentile — a $88,692 spread. Entry-level professionals start around $57,000, while senior insurance underwriters with 8+ years of experience can earn up to $131,100. With a population of 149,540, Naperville is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Naperville by Experience

In Naperville, an entry-level insurance underwriter earns around $57,000, while experienced professionals earn up to $131,100 per year. The local cost of living index is 108% of the national average.

Entry Level (0-2 yrs)
$57,000
+$7,000 vs national
Mid Level (3-7 yrs)
$88,920
+$10,920 vs national
Senior Level (8+ yrs)
$131,100
+$16,100 vs national

Salary Percentiles in Naperville, IL

Percentile Naperville
10th Percentile $55,404
25th Percentile $69,768
Median (50th) $88,760
75th Percentile $114,000
90th Percentile $144,096

Insurance Underwriter Salary in Other Illinois Cities

Chicago, IL
$87,982
Pop. 2,693,976
Aurora, IL
$78,639
Pop. 197,757
Springfield, IL
$70,853
Pop. 114,394
Rockford, IL
$68,517
Pop. 148,655

How to Become a Insurance Underwriter in Naperville

Education

Most insurance underwriter positions require a bachelor's degree. Naperville and the surrounding Illinois area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Naperville may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Naperville

Browse open insurance underwriter positions in Naperville, IL:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Underwriter Salary in Naperville

How much does a Insurance Underwriter make in Naperville, IL? ▼
The median insurance underwriter salary in Naperville, Illinois is $88,760 per year, which is 14.0% above the national median of $77,860. Salaries range from $55,404 (10th percentile) to $144,096 (90th percentile).
How much does a Insurance Underwriter make per hour in Naperville? ▼
Based on the median annual salary of $88,760, a insurance underwriter in Naperville earns approximately $43 per hour assuming a standard 2,080-hour work year.
How does Naperville compare to the Illinois state average for insurance underwriter pay? ▼
Naperville's median insurance underwriter salary of $88,760 is 12.9% above the Illinois state average of $78,639. The local cost of living index is 108% of the national average.
What is the cost of living in Naperville, IL? ▼
Naperville has a cost of living index of 108% compared to the national average. This means a insurance underwriter salary of $88,760 in Naperville has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Naperville? ▼
Most insurance underwriter positions in Naperville require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.