Business & Finance Rockford, IL Pop. 148,655

Insurance Underwriter Salary in Rockford, Illinois

The median insurance underwriter salary in Rockford, IL is $68,517 per year, which is 12% below the national median and 12.9% below the Illinois state average.

City Median
$68,517
vs State Avg
$-10,122
vs National
$-9,343
Cost of Living
82%

Insurance Underwriter Pay in Rockford: What to Expect (2026)

Rockford offers a median insurance underwriter salary of $68,517, which is $10,122 below the Illinois state average of $78,639. Compared to the national median of $77,860, Rockford pays below the national benchmark for this role.

One of Rockford's biggest advantages is its low cost of living at 82% of the national average. This means the $68,517 salary stretches further here — equivalent to roughly $83,557 in an average-cost city. This makes Rockford an attractive option for insurance underwriters seeking strong real-dollar compensation.

The salary range for insurance underwriters in Rockford spans from $42,768 at the 10th percentile to $111,232 at the 90th percentile — a $68,464 spread. Entry-level professionals start around $44,000, while senior insurance underwriters with 8+ years of experience can earn up to $101,200. With a population of 148,655, Rockford is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Rockford by Experience

In Rockford, an entry-level insurance underwriter earns around $44,000, while experienced professionals earn up to $101,200 per year. The local cost of living index is 82% of the national average.

Entry Level (0-2 yrs)
$44,000
$-6,000 vs national
Mid Level (3-7 yrs)
$68,640
$-9,360 vs national
Senior Level (8+ yrs)
$101,200
$-13,800 vs national

Salary Percentiles in Rockford, IL

Percentile Rockford
10th Percentile $42,768
25th Percentile $53,856
Median (50th) $68,517
75th Percentile $88,000
90th Percentile $111,232

Insurance Underwriter Salary in Other Illinois Cities

Naperville, IL
$88,760
Pop. 149,540
Chicago, IL
$87,982
Pop. 2,693,976
Aurora, IL
$78,639
Pop. 197,757
Springfield, IL
$70,853
Pop. 114,394

How to Become a Insurance Underwriter in Rockford

Education

Most insurance underwriter positions require a bachelor's degree. Rockford and the surrounding Illinois area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Rockford may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Rockford

Browse open insurance underwriter positions in Rockford, IL:

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Frequently Asked Questions: Insurance Underwriter Salary in Rockford

How much does a Insurance Underwriter make in Rockford, IL? ▼
The median insurance underwriter salary in Rockford, Illinois is $68,517 per year, which is 12% below the national median of $77,860. Salaries range from $42,768 (10th percentile) to $111,232 (90th percentile).
How much does a Insurance Underwriter make per hour in Rockford? ▼
Based on the median annual salary of $68,517, a insurance underwriter in Rockford earns approximately $33 per hour assuming a standard 2,080-hour work year.
How does Rockford compare to the Illinois state average for insurance underwriter pay? ▼
Rockford's median insurance underwriter salary of $68,517 is 12.9% below the Illinois state average of $78,639. The local cost of living index is 82% of the national average.
What is the cost of living in Rockford, IL? ▼
Rockford has a cost of living index of 82% compared to the national average. This means a insurance underwriter salary of $68,517 in Rockford has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Rockford? ▼
Most insurance underwriter positions in Rockford require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.