Insurance Underwriter Salary in Louisville, Kentucky
The median insurance underwriter salary in Louisville, KY is $71,631 per year, which is 8% below the national median and 5.7% above the Kentucky state average.
Insurance Underwriter Pay in Louisville: What to Expect (2026)
Louisville offers a median insurance underwriter salary of $71,631, which is $3,893 above the Kentucky state average of $67,738. Compared to the national median of $77,860, Louisville pays below the national benchmark for this role.
Louisville's cost of living is 92% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Louisville spans from $44,712 at the 10th percentile to $116,288 at the 90th percentile — a $71,576 spread. Entry-level professionals start around $46,000, while senior insurance underwriters with 8+ years of experience can earn up to $105,800. As a major metro area with a population of 633,045, Louisville typically offers more job opportunities and employer competition, which can drive salaries higher.
Insurance Underwriter Salary in Louisville by Experience
In Louisville, an entry-level insurance underwriter earns around $46,000, while experienced professionals earn up to $105,800 per year. The local cost of living index is 92% of the national average.
Salary Percentiles in Louisville, KY
| Percentile | Louisville |
|---|---|
| 10th Percentile | $44,712 |
| 25th Percentile | $56,304 |
| Median (50th) | $71,631 |
| 75th Percentile | $92,000 |
| 90th Percentile | $116,288 |
Insurance Underwriter Salary in Other Kentucky Cities
How to Become a Insurance Underwriter in Louisville
Education
Most insurance underwriter positions require a bachelor's degree. Louisville and the surrounding Kentucky area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Louisville may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Louisville
Browse open insurance underwriter positions in Louisville, KY: