Business & Finance Bowling Green, KY Pop. 74,735

Insurance Underwriter Salary in Bowling Green, Kentucky

The median insurance underwriter salary in Bowling Green, KY is $65,402 per year, which is 16% below the national median and 3.4% below the Kentucky state average.

City Median
$65,402
vs State Avg
$-2,336
vs National
$-12,458
Cost of Living
84%

Insurance Underwriter Pay in Bowling Green: What to Expect (2026)

Bowling Green offers a median insurance underwriter salary of $65,402, which is $2,336 below the Kentucky state average of $67,738. Compared to the national median of $77,860, Bowling Green pays below the national benchmark for this role.

One of Bowling Green's biggest advantages is its low cost of living at 84% of the national average. This means the $65,402 salary stretches further here — equivalent to roughly $77,860 in an average-cost city. This makes Bowling Green an attractive option for insurance underwriters seeking strong real-dollar compensation.

The salary range for insurance underwriters in Bowling Green spans from $40,824 at the 10th percentile to $106,176 at the 90th percentile — a $65,352 spread. Entry-level professionals start around $42,000, while senior insurance underwriters with 8+ years of experience can earn up to $96,600. Bowling Green is a smaller market (pop. 74,735), which may mean fewer openings but also less competition for available positions.

Insurance Underwriter Salary in Bowling Green by Experience

In Bowling Green, an entry-level insurance underwriter earns around $42,000, while experienced professionals earn up to $96,600 per year. The local cost of living index is 84% of the national average.

Entry Level (0-2 yrs)
$42,000
$-8,000 vs national
Mid Level (3-7 yrs)
$65,520
$-12,480 vs national
Senior Level (8+ yrs)
$96,600
$-18,400 vs national

Salary Percentiles in Bowling Green, KY

Percentile Bowling Green
10th Percentile $40,824
25th Percentile $51,408
Median (50th) $65,402
75th Percentile $84,000
90th Percentile $106,176

Insurance Underwriter Salary in Other Kentucky Cities

How to Become a Insurance Underwriter in Bowling Green

Education

Most insurance underwriter positions require a bachelor's degree. Bowling Green and the surrounding Kentucky area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Bowling Green may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Bowling Green

Browse open insurance underwriter positions in Bowling Green, KY:

Frequently Asked Questions: Insurance Underwriter Salary in Bowling Green

How much does a Insurance Underwriter make in Bowling Green, KY? ▼
The median insurance underwriter salary in Bowling Green, Kentucky is $65,402 per year, which is 16% below the national median of $77,860. Salaries range from $40,824 (10th percentile) to $106,176 (90th percentile).
How much does a Insurance Underwriter make per hour in Bowling Green? ▼
Based on the median annual salary of $65,402, a insurance underwriter in Bowling Green earns approximately $31 per hour assuming a standard 2,080-hour work year.
How does Bowling Green compare to the Kentucky state average for insurance underwriter pay? ▼
Bowling Green's median insurance underwriter salary of $65,402 is 3.4% below the Kentucky state average of $67,738. The local cost of living index is 84% of the national average.
What is the cost of living in Bowling Green, KY? ▼
Bowling Green has a cost of living index of 84% compared to the national average. This means a insurance underwriter salary of $65,402 in Bowling Green has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Bowling Green? ▼
Most insurance underwriter positions in Bowling Green require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.