Business & Finance Saint Louis, MO Pop. 301,578

Insurance Underwriter Salary in Saint Louis, Missouri

The median insurance underwriter salary in Saint Louis, MO is $70,074 per year, which is 10% below the national median and 2.3% above the Missouri state average.

City Median
$70,074
vs State Avg
+$1,557
vs National
$-7,786
Cost of Living
90%

Insurance Underwriter Pay in Saint Louis: What to Expect (2026)

Saint Louis offers a median insurance underwriter salary of $70,074, which is $1,557 above the Missouri state average of $68,517. Compared to the national median of $77,860, Saint Louis pays below the national benchmark for this role.

Saint Louis's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance underwriters in Saint Louis spans from $43,740 at the 10th percentile to $113,760 at the 90th percentile — a $70,020 spread. Entry-level professionals start around $45,000, while senior insurance underwriters with 8+ years of experience can earn up to $103,500. With a population of 301,578, Saint Louis is a mid-sized metro with a growing job market.

Insurance Underwriter Salary in Saint Louis by Experience

In Saint Louis, an entry-level insurance underwriter earns around $45,000, while experienced professionals earn up to $103,500 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$45,000
$-5,000 vs national
Mid Level (3-7 yrs)
$70,200
$-7,800 vs national
Senior Level (8+ yrs)
$103,500
$-11,500 vs national

Salary Percentiles in Saint Louis, MO

Percentile Saint Louis
10th Percentile $43,740
25th Percentile $55,080
Median (50th) $70,074
75th Percentile $90,000
90th Percentile $113,760

Insurance Underwriter Salary in Other Missouri Cities

Kansas City, MO
$71,631
Pop. 508,090
Columbia, MO
$68,517
Pop. 126,254
Independence, MO
$66,181
Pop. 123,011
Springfield, MO
$63,845
Pop. 169,176

How to Become a Insurance Underwriter in Saint Louis

Education

Most insurance underwriter positions require a bachelor's degree. Saint Louis and the surrounding Missouri area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Saint Louis may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Saint Louis

Browse open insurance underwriter positions in Saint Louis, MO:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Insurance Underwriter Salary in Saint Louis

How much does a Insurance Underwriter make in Saint Louis, MO? ▼
The median insurance underwriter salary in Saint Louis, Missouri is $70,074 per year, which is 10% below the national median of $77,860. Salaries range from $43,740 (10th percentile) to $113,760 (90th percentile).
How much does a Insurance Underwriter make per hour in Saint Louis? ▼
Based on the median annual salary of $70,074, a insurance underwriter in Saint Louis earns approximately $34 per hour assuming a standard 2,080-hour work year.
How does Saint Louis compare to the Missouri state average for insurance underwriter pay? ▼
Saint Louis's median insurance underwriter salary of $70,074 is 2.3% above the Missouri state average of $68,517. The local cost of living index is 90% of the national average.
What is the cost of living in Saint Louis, MO? ▼
Saint Louis has a cost of living index of 90% compared to the national average. This means a insurance underwriter salary of $70,074 in Saint Louis has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Saint Louis? ▼
Most insurance underwriter positions in Saint Louis require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.