Insurance Underwriter Salary in Kansas City, Missouri
The median insurance underwriter salary in Kansas City, MO is $71,631 per year, which is 8% below the national median and 4.5% above the Missouri state average.
Insurance Underwriter Pay in Kansas City: What to Expect (2026)
Kansas City offers a median insurance underwriter salary of $71,631, which is $3,114 above the Missouri state average of $68,517. Compared to the national median of $77,860, Kansas City pays below the national benchmark for this role.
Kansas City's cost of living is 92% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Kansas City spans from $44,712 at the 10th percentile to $116,288 at the 90th percentile — a $71,576 spread. Entry-level professionals start around $46,000, while senior insurance underwriters with 8+ years of experience can earn up to $105,800. As a major metro area with a population of 508,090, Kansas City typically offers more job opportunities and employer competition, which can drive salaries higher.
Insurance Underwriter Salary in Kansas City by Experience
In Kansas City, an entry-level insurance underwriter earns around $46,000, while experienced professionals earn up to $105,800 per year. The local cost of living index is 92% of the national average.
Salary Percentiles in Kansas City, MO
| Percentile | Kansas City |
|---|---|
| 10th Percentile | $44,712 |
| 25th Percentile | $56,304 |
| Median (50th) | $71,631 |
| 75th Percentile | $92,000 |
| 90th Percentile | $116,288 |
Insurance Underwriter Salary in Other Missouri Cities
How to Become a Insurance Underwriter in Kansas City
Education
Most insurance underwriter positions require a bachelor's degree. Kansas City and the surrounding Missouri area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Kansas City may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Kansas City
Browse open insurance underwriter positions in Kansas City, MO: