Business & Finance Kearney, NE Pop. 33,464

Insurance Underwriter Salary in Kearney, Nebraska

The median insurance underwriter salary in Kearney, NE is $68,517 per year, which is 12% below the national median and 4.3% below the Nebraska state average.

City Median
$68,517
vs State Avg
$-3,114
vs National
$-9,343
Cost of Living
86%

Insurance Underwriter Pay in Kearney: What to Expect (2026)

Kearney offers a median insurance underwriter salary of $68,517, which is $3,114 below the Nebraska state average of $71,631. Compared to the national median of $77,860, Kearney pays below the national benchmark for this role.

One of Kearney's biggest advantages is its low cost of living at 86% of the national average. This means the $68,517 salary stretches further here — equivalent to roughly $79,671 in an average-cost city. This makes Kearney an attractive option for insurance underwriters seeking strong real-dollar compensation.

The salary range for insurance underwriters in Kearney spans from $42,768 at the 10th percentile to $111,232 at the 90th percentile — a $68,464 spread. Entry-level professionals start around $44,000, while senior insurance underwriters with 8+ years of experience can earn up to $101,200. Kearney is a smaller market (pop. 33,464), which may mean fewer openings but also less competition for available positions.

Insurance Underwriter Salary in Kearney by Experience

In Kearney, an entry-level insurance underwriter earns around $44,000, while experienced professionals earn up to $101,200 per year. The local cost of living index is 86% of the national average.

Entry Level (0-2 yrs)
$44,000
$-6,000 vs national
Mid Level (3-7 yrs)
$68,640
$-9,360 vs national
Senior Level (8+ yrs)
$101,200
$-13,800 vs national

Salary Percentiles in Kearney, NE

Percentile Kearney
10th Percentile $42,768
25th Percentile $53,856
Median (50th) $68,517
75th Percentile $88,000
90th Percentile $111,232

Insurance Underwriter Salary in Other Nebraska Cities

Omaha, NE
$73,967
Pop. 486,051
Bellevue, NE
$73,188
Pop. 64,176
Lincoln, NE
$71,631
Pop. 291,082
Grand Island, NE
$66,960
Pop. 53,131

How to Become a Insurance Underwriter in Kearney

Education

Most insurance underwriter positions require a bachelor's degree. Kearney and the surrounding Nebraska area have institutions offering relevant programs.

Key Skills

Risk AssessmentAnalytical SkillsInsurance RegulationsUnderwriting SoftwareDecision-MakingAttention to Detail

Job Outlook

Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Kearney may vary based on local industry and population growth.

Find Insurance Underwriter Jobs in Kearney

Browse open insurance underwriter positions in Kearney, NE:

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Frequently Asked Questions: Insurance Underwriter Salary in Kearney

How much does a Insurance Underwriter make in Kearney, NE? ▼
The median insurance underwriter salary in Kearney, Nebraska is $68,517 per year, which is 12% below the national median of $77,860. Salaries range from $42,768 (10th percentile) to $111,232 (90th percentile).
How much does a Insurance Underwriter make per hour in Kearney? ▼
Based on the median annual salary of $68,517, a insurance underwriter in Kearney earns approximately $33 per hour assuming a standard 2,080-hour work year.
How does Kearney compare to the Nebraska state average for insurance underwriter pay? ▼
Kearney's median insurance underwriter salary of $68,517 is 4.3% below the Nebraska state average of $71,631. The local cost of living index is 86% of the national average.
What is the cost of living in Kearney, NE? ▼
Kearney has a cost of living index of 86% compared to the national average. This means a insurance underwriter salary of $68,517 in Kearney has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance underwriter in Kearney? ▼
Most insurance underwriter positions in Kearney require a bachelor's degree. Key skills include Risk Assessment, Analytical Skills, Insurance Regulations, Underwriting Software. The job market is projected to grow -2% nationally over the next decade.