Business & Finance Kearney, NE Pop. 33,464

Loan Officer Salary in Kearney, Nebraska

The median loan officer salary in Kearney, NE is $57,851 per year, which is 12% below the national median and 4.3% below the Nebraska state average.

City Median
$57,851
vs State Avg
$-2,630
vs National
$-7,889
Cost of Living
86%

Loan Officer Pay in Kearney: What to Expect (2026)

Kearney offers a median loan officer salary of $57,851, which is $2,630 below the Nebraska state average of $60,481. Compared to the national median of $65,740, Kearney pays below the national benchmark for this role.

One of Kearney's biggest advantages is its low cost of living at 86% of the national average. This means the $57,851 salary stretches further here — equivalent to roughly $67,269 in an average-cost city. This makes Kearney an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in Kearney spans from $30,976 at the 10th percentile to $135,344 at the 90th percentile — a $104,368 spread. Entry-level professionals start around $33,440, while senior loan officers with 8+ years of experience can earn up to $114,400. Kearney is a smaller market (pop. 33,464), which may mean fewer openings but also less competition for available positions.

Loan Officer Salary in Kearney by Experience

In Kearney, an entry-level loan officer earns around $33,440, while experienced professionals earn up to $114,400 per year. The local cost of living index is 86% of the national average.

Entry Level (0-2 yrs)
$33,440
$-4,560 vs national
Mid Level (3-7 yrs)
$58,080
$-7,920 vs national
Senior Level (8+ yrs)
$114,400
$-15,600 vs national

Salary Percentiles in Kearney, NE

Percentile Kearney
10th Percentile $30,976
25th Percentile $39,952
Median (50th) $57,851
75th Percentile $88,000
90th Percentile $135,344

Loan Officer Salary in Other Nebraska Cities

Omaha, NE
$62,453
Pop. 486,051
Bellevue, NE
$61,796
Pop. 64,176
Lincoln, NE
$60,481
Pop. 291,082
Grand Island, NE
$56,536
Pop. 53,131

How to Become a Loan Officer in Kearney

Education

Most loan officer positions require a bachelor's degree. Kearney and the surrounding Nebraska area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Kearney may vary based on local industry and population growth.

Find Loan Officer Jobs in Kearney

Browse open loan officer positions in Kearney, NE:

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Frequently Asked Questions: Loan Officer Salary in Kearney

How much does a Loan Officer make in Kearney, NE? ▼
The median loan officer salary in Kearney, Nebraska is $57,851 per year, which is 12% below the national median of $65,740. Salaries range from $30,976 (10th percentile) to $135,344 (90th percentile).
How much does a Loan Officer make per hour in Kearney? ▼
Based on the median annual salary of $57,851, a loan officer in Kearney earns approximately $28 per hour assuming a standard 2,080-hour work year.
How does Kearney compare to the Nebraska state average for loan officer pay? ▼
Kearney's median loan officer salary of $57,851 is 4.3% below the Nebraska state average of $60,481. The local cost of living index is 86% of the national average.
What is the cost of living in Kearney, NE? ▼
Kearney has a cost of living index of 86% compared to the national average. This means a loan officer salary of $57,851 in Kearney has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Kearney? ▼
Most loan officer positions in Kearney require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.