Insurance Underwriter Salary in Charlotte, North Carolina
The median insurance underwriter salary in Charlotte, NC is $78,639 per year, which is 1.0% above the national median and 6.3% above the North Carolina state average.
Insurance Underwriter Pay in Charlotte: What to Expect (2026)
Charlotte offers a median insurance underwriter salary of $78,639, which is $4,672 above the North Carolina state average of $73,967. Compared to the national median of $77,860, Charlotte pays above average for this role.
Charlotte's cost of living is 98% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for insurance underwriters in Charlotte spans from $49,086 at the 10th percentile to $127,664 at the 90th percentile — a $78,578 spread. Entry-level professionals start around $50,500, while senior insurance underwriters with 8+ years of experience can earn up to $116,150. As a major metro area with a population of 874,579, Charlotte typically offers more job opportunities and employer competition, which can drive salaries higher.
Insurance Underwriter Salary in Charlotte by Experience
In Charlotte, an entry-level insurance underwriter earns around $50,500, while experienced professionals earn up to $116,150 per year. The local cost of living index is 98% of the national average.
Salary Percentiles in Charlotte, NC
| Percentile | Charlotte |
|---|---|
| 10th Percentile | $49,086 |
| 25th Percentile | $61,812 |
| Median (50th) | $78,639 |
| 75th Percentile | $101,000 |
| 90th Percentile | $127,664 |
Insurance Underwriter Salary in Other North Carolina Cities
How to Become a Insurance Underwriter in Charlotte
Education
Most insurance underwriter positions require a bachelor's degree. Charlotte and the surrounding North Carolina area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Charlotte may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Charlotte
Browse open insurance underwriter positions in Charlotte, NC: