Loan Officer Salary in Charlotte, North Carolina
The median loan officer salary in Charlotte, NC is $66,397 per year, which is 1.0% above the national median and 6.3% above the North Carolina state average.
Loan Officer Pay in Charlotte: What to Expect (2026)
Charlotte offers a median loan officer salary of $66,397, which is $3,944 above the North Carolina state average of $62,453. Compared to the national median of $65,740, Charlotte pays above average for this role.
Charlotte's cost of living is 98% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for loan officers in Charlotte spans from $35,552 at the 10th percentile to $155,338 at the 90th percentile — a $119,786 spread. Entry-level professionals start around $38,380, while senior loan officers with 8+ years of experience can earn up to $131,300. As a major metro area with a population of 874,579, Charlotte typically offers more job opportunities and employer competition, which can drive salaries higher.
Loan Officer Salary in Charlotte by Experience
In Charlotte, an entry-level loan officer earns around $38,380, while experienced professionals earn up to $131,300 per year. The local cost of living index is 98% of the national average.
Salary Percentiles in Charlotte, NC
| Percentile | Charlotte |
|---|---|
| 10th Percentile | $35,552 |
| 25th Percentile | $45,854 |
| Median (50th) | $66,397 |
| 75th Percentile | $101,000 |
| 90th Percentile | $155,338 |
Loan Officer Salary in Other North Carolina Cities
How to Become a Loan Officer in Charlotte
Education
Most loan officer positions require a bachelor's degree. Charlotte and the surrounding North Carolina area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Charlotte may vary based on local industry and population growth.
Find Loan Officer Jobs in Charlotte
Browse open loan officer positions in Charlotte, NC: