Insurance Underwriter Salary in Reading, Pennsylvania
The median insurance underwriter salary in Reading, PA is $71,631 per year, which is 8% below the national median and 8% below the Pennsylvania state average.
Insurance Underwriter Pay in Reading: What to Expect (2026)
Reading offers a median insurance underwriter salary of $71,631, which is $6,229 below the Pennsylvania state average of $77,860. Compared to the national median of $77,860, Reading pays below the national benchmark for this role.
One of Reading's biggest advantages is its low cost of living at 88% of the national average. This means the $71,631 salary stretches further here — equivalent to roughly $81,399 in an average-cost city. This makes Reading an attractive option for insurance underwriters seeking strong real-dollar compensation.
The salary range for insurance underwriters in Reading spans from $44,712 at the 10th percentile to $116,288 at the 90th percentile — a $71,576 spread. Entry-level professionals start around $46,000, while senior insurance underwriters with 8+ years of experience can earn up to $105,800. Reading is a smaller market (pop. 95,112), which may mean fewer openings but also less competition for available positions.
Insurance Underwriter Salary in Reading by Experience
In Reading, an entry-level insurance underwriter earns around $46,000, while experienced professionals earn up to $105,800 per year. The local cost of living index is 88% of the national average.
Salary Percentiles in Reading, PA
| Percentile | Reading |
|---|---|
| 10th Percentile | $44,712 |
| 25th Percentile | $56,304 |
| Median (50th) | $71,631 |
| 75th Percentile | $92,000 |
| 90th Percentile | $116,288 |
Insurance Underwriter Salary in Other Pennsylvania Cities
How to Become a Insurance Underwriter in Reading
Education
Most insurance underwriter positions require a bachelor's degree. Reading and the surrounding Pennsylvania area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Reading may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Reading
Browse open insurance underwriter positions in Reading, PA: