Insurance Underwriter Salary in Pennsylvania
The median insurance underwriter salary in Pennsylvania is $77,860 per year, which is 0.0% above the national median of $77,860.
Insurance Underwriter Salary Overview in Pennsylvania (2026)
Pennsylvania ranks #18 out of 50 states for insurance underwriter compensation. Pennsylvania falls in the middle of the pack for insurance underwriter pay, offering salaries near the national average. At $77,860 per year, insurance underwriters in Pennsylvania earn $0 more than the national median of $77,860.
Pennsylvania's cost of living is near the national average at 96%, meaning insurance underwriter salaries here translate closely to their face value in purchasing power.
The salary spread in Pennsylvania is significant: insurance underwriters at the 10th percentile earn $48,600, while those at the 90th percentile bring home $126,400 — a $77,800 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Pennsylvania for this role is Philadelphia, where the median reaches $82,532.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Pennsylvania by Experience
In Pennsylvania, an entry-level insurance underwriter earns around $50,000, while experienced professionals earn up to $115,000 per year. The cost of living index in Pennsylvania is 96% of the national average.
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See Investment Options →Salary Percentiles in Pennsylvania
| Percentile | PA Salary |
|---|---|
| 10th Percentile | $48,600 |
| 25th Percentile | $61,200 |
| Median (50th) | $77,860 |
| 75th Percentile | $100,000 |
| 90th Percentile | $126,400 |
Insurance Underwriter Salary by City in Pennsylvania
The largest employment areas for insurance underwriters in Pennsylvania include Philadelphia, Pittsburgh, Allentown, and Reading. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Pennsylvania
Education
Most insurance underwriter positions require a bachelor's degree. Pennsylvania has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Pennsylvania
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Pennsylvania's demand may vary based on local industry trends.
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Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $37,140 over your career trajectory.
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