Insurance Underwriter Salary in South Carolina
The median insurance underwriter salary in South Carolina is $69,295 per year, which is 11% below the national median of $77,860.
Insurance Underwriter Salary Overview in South Carolina (2026)
South Carolina ranks #40 out of 50 states for insurance underwriter compensation. Insurance Underwriter salaries in South Carolina are below the national median, though the lower cost of living can offset the difference. At $69,295 per year, insurance underwriters in South Carolina earn $8,565 less than the national median of $77,860.
A key advantage of working in South Carolina is its below-average cost of living (89% of the national index). This means the $69,295 salary has the purchasing power of roughly $77,860 in an average-cost area.
The salary spread in South Carolina is significant: insurance underwriters at the 10th percentile earn $43,254, while those at the 90th percentile bring home $112,496 — a $69,242 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in South Carolina for this role is Mount Pleasant, where the median reaches $81,753.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in South Carolina by Experience
In South Carolina, an entry-level insurance underwriter earns around $44,500, while experienced professionals earn up to $102,350 per year. The cost of living index in South Carolina is 89% of the national average.
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See Investment Options →Salary Percentiles in South Carolina
| Percentile | SC Salary |
|---|---|
| 10th Percentile | $43,254 |
| 25th Percentile | $54,468 |
| Median (50th) | $69,295 |
| 75th Percentile | $89,000 |
| 90th Percentile | $112,496 |
Insurance Underwriter Salary by City in South Carolina
The largest employment areas for insurance underwriters in South Carolina include Charleston, Columbia, Greenville, and North Charleston. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in South Carolina
Education
Most insurance underwriter positions require a bachelor's degree. South Carolina has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in South Carolina
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). South Carolina's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $33,055 over your career trajectory.
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