Insurance Underwriter Salary in Kansas
The median insurance underwriter salary in Kansas is $67,738 per year, which is 13% below the national median of $77,860.
Insurance Underwriter Salary Overview in Kansas (2026)
Kansas ranks #45 out of 50 states for insurance underwriter compensation. Insurance Underwriter salaries in Kansas are below the national median, though the lower cost of living can offset the difference. At $67,738 per year, insurance underwriters in Kansas earn $10,122 less than the national median of $77,860.
A key advantage of working in Kansas is its below-average cost of living (87% of the national index). This means the $67,738 salary has the purchasing power of roughly $77,860 in an average-cost area.
The salary spread in Kansas is significant: insurance underwriters at the 10th percentile earn $42,282, while those at the 90th percentile bring home $109,968 — a $67,686 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Kansas for this role is Overland Park, where the median reaches $74,746.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Kansas by Experience
In Kansas, an entry-level insurance underwriter earns around $43,500, while experienced professionals earn up to $100,050 per year. The cost of living index in Kansas is 87% of the national average.
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See Investment Options →Salary Percentiles in Kansas
| Percentile | KS Salary |
|---|---|
| 10th Percentile | $42,282 |
| 25th Percentile | $53,244 |
| Median (50th) | $67,738 |
| 75th Percentile | $87,000 |
| 90th Percentile | $109,968 |
Insurance Underwriter Salary by City in Kansas
The largest employment areas for insurance underwriters in Kansas include Wichita, Overland Park, Kansas City, and Topeka. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Kansas
Education
Most insurance underwriter positions require a bachelor's degree. Kansas has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Kansas
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Kansas's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $32,312 over your career trajectory.
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