Insurance Underwriter Salary in Utah
The median insurance underwriter salary in Utah is $75,524 per year, which is 3% below the national median of $77,860.
Insurance Underwriter Salary Overview in Utah (2026)
Utah ranks #24 out of 50 states for insurance underwriter compensation. Utah falls in the middle of the pack for insurance underwriter pay, offering salaries near the national average. At $75,524 per year, insurance underwriters in Utah earn $2,336 less than the national median of $77,860.
Utah's cost of living is near the national average at 97%, meaning insurance underwriter salaries here translate closely to their face value in purchasing power.
The salary spread in Utah is significant: insurance underwriters at the 10th percentile earn $47,142, while those at the 90th percentile bring home $122,608 — a $75,466 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Utah for this role is Salt Lake City, where the median reaches $79,417.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Utah by Experience
In Utah, an entry-level insurance underwriter earns around $48,500, while experienced professionals earn up to $111,550 per year. The cost of living index in Utah is 97% of the national average.
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See Investment Options →Salary Percentiles in Utah
| Percentile | UT Salary |
|---|---|
| 10th Percentile | $47,142 |
| 25th Percentile | $59,364 |
| Median (50th) | $75,524 |
| 75th Percentile | $97,000 |
| 90th Percentile | $122,608 |
Insurance Underwriter Salary by City in Utah
The largest employment areas for insurance underwriters in Utah include Salt Lake City, West Valley City, Provo, and West Jordan. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Utah
Education
Most insurance underwriter positions require a bachelor's degree. Utah has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Utah
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Utah's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $36,026 over your career trajectory.
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