Insurance Underwriter Salary in Arkansas
The median insurance underwriter salary in Arkansas is $65,402 per year, which is 16% below the national median of $77,860.
Insurance Underwriter Salary Overview in Arkansas (2026)
Arkansas ranks #48 out of 50 states for insurance underwriter compensation. Insurance Underwriter salaries in Arkansas are below the national median, though the lower cost of living can offset the difference. At $65,402 per year, insurance underwriters in Arkansas earn $12,458 less than the national median of $77,860.
A key advantage of working in Arkansas is its below-average cost of living (84% of the national index). This means the $65,402 salary has the purchasing power of roughly $77,860 in an average-cost area.
The salary spread in Arkansas is significant: insurance underwriters at the 10th percentile earn $40,824, while those at the 90th percentile bring home $106,176 — a $65,352 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Arkansas for this role is Fayetteville, where the median reaches $68,517.
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Despite slower growth nationally, experienced insurance underwriters with in-demand specializations continue to command strong salaries.
Insurance Underwriter Salary in Arkansas by Experience
In Arkansas, an entry-level insurance underwriter earns around $42,000, while experienced professionals earn up to $96,600 per year. The cost of living index in Arkansas is 84% of the national average.
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See Investment Options →Salary Percentiles in Arkansas
| Percentile | AR Salary |
|---|---|
| 10th Percentile | $40,824 |
| 25th Percentile | $51,408 |
| Median (50th) | $65,402 |
| 75th Percentile | $84,000 |
| 90th Percentile | $106,176 |
Insurance Underwriter Salary by City in Arkansas
The largest employment areas for insurance underwriters in Arkansas include Little Rock, Fort Smith, Fayetteville, and Springdale. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Underwriter in Arkansas
Education
Most insurance underwriter positions require a bachelor's degree. Arkansas has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Arkansas
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Arkansas's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Underwriters who negotiate earn 7–15% more. A single negotiation could add $31,198 over your career trajectory.
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