Loan Officer Salary in Colorado
The median loan officer salary in Colorado is $69,027 per year, which is 5.0% above the national median of $65,740.
Loan Officer Salary Overview in Colorado (2026)
Colorado ranks #15 out of 50 states for loan officer compensation. Colorado falls in the middle of the pack for loan officer pay, offering salaries near the national average. At $69,027 per year, loan officers in Colorado earn $3,287 more than the national median of $65,740.
Colorado's cost of living is near the national average at 105%, meaning loan officer salaries here translate closely to their face value in purchasing power.
The salary spread in Colorado is significant: loan officers at the 10th percentile earn $36,960, while those at the 90th percentile bring home $161,490 — a $124,530 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Colorado for this role is Boulder, where the median reaches $84,147.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Colorado by Experience
In Colorado, an entry-level loan officer earns around $39,900, while experienced professionals earn up to $136,500 per year. The cost of living index in Colorado is 105% of the national average.
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See Investment Options →Salary Percentiles in Colorado
| Percentile | CO Salary |
|---|---|
| 10th Percentile | $36,960 |
| 25th Percentile | $47,670 |
| Median (50th) | $69,027 |
| 75th Percentile | $105,000 |
| 90th Percentile | $161,490 |
Loan Officer Salary by City in Colorado
The largest employment areas for loan officers in Colorado include Denver, Colorado Springs, Aurora, and Fort Collins. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Colorado
Education
Most loan officer positions require a bachelor's degree. Colorado has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Colorado
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Colorado's demand may vary based on local industry trends.
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Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $67,473 over your career trajectory.
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