Loan Officer Salary in Pennsylvania
The median loan officer salary in Pennsylvania is $65,740 per year, which is 0.0% above the national median of $65,740.
Loan Officer Salary Overview in Pennsylvania (2026)
Pennsylvania ranks #18 out of 50 states for loan officer compensation. Pennsylvania falls in the middle of the pack for loan officer pay, offering salaries near the national average. At $65,740 per year, loan officers in Pennsylvania earn $0 more than the national median of $65,740.
Pennsylvania's cost of living is near the national average at 96%, meaning loan officer salaries here translate closely to their face value in purchasing power.
The salary spread in Pennsylvania is significant: loan officers at the 10th percentile earn $35,200, while those at the 90th percentile bring home $153,800 — a $118,600 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Pennsylvania for this role is Philadelphia, where the median reaches $69,684.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Pennsylvania by Experience
In Pennsylvania, an entry-level loan officer earns around $38,000, while experienced professionals earn up to $130,000 per year. The cost of living index in Pennsylvania is 96% of the national average.
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See Investment Options →Salary Percentiles in Pennsylvania
| Percentile | PA Salary |
|---|---|
| 10th Percentile | $35,200 |
| 25th Percentile | $45,400 |
| Median (50th) | $65,740 |
| 75th Percentile | $100,000 |
| 90th Percentile | $153,800 |
Loan Officer Salary by City in Pennsylvania
The largest employment areas for loan officers in Pennsylvania include Philadelphia, Pittsburgh, Allentown, and Reading. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Pennsylvania
Education
Most loan officer positions require a bachelor's degree. Pennsylvania has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Pennsylvania
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Pennsylvania's demand may vary based on local industry trends.
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Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $64,260 over your career trajectory.
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