Loan Officer Salary in Delaware
The median loan officer salary in Delaware is $69,684 per year, which is 6.0% above the national median of $65,740.
Loan Officer Salary Overview in Delaware (2026)
Delaware ranks #14 out of 50 states for loan officer compensation. Delaware falls in the middle of the pack for loan officer pay, offering salaries near the national average. At $69,684 per year, loan officers in Delaware earn $3,944 more than the national median of $65,740.
Delaware's cost of living is near the national average at 101%, meaning loan officer salaries here translate closely to their face value in purchasing power.
The salary spread in Delaware is significant: loan officers at the 10th percentile earn $37,312, while those at the 90th percentile bring home $163,028 — a $125,716 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Delaware for this role is Wilmington, where the median reaches $72,314.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Delaware by Experience
In Delaware, an entry-level loan officer earns around $40,280, while experienced professionals earn up to $137,800 per year. The cost of living index in Delaware is 101% of the national average.
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See Investment Options →Salary Percentiles in Delaware
| Percentile | DE Salary |
|---|---|
| 10th Percentile | $37,312 |
| 25th Percentile | $48,124 |
| Median (50th) | $69,684 |
| 75th Percentile | $106,000 |
| 90th Percentile | $163,028 |
Loan Officer Salary by City in Delaware
The largest employment areas for loan officers in Delaware include Wilmington, Dover, Newark, and Middletown. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Delaware
Education
Most loan officer positions require a bachelor's degree. Delaware has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Delaware
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Delaware's demand may vary based on local industry trends.
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Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $68,116 over your career trajectory.
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