Business & Finance Middletown, DE Pop. 22,350

Loan Officer Salary in Middletown, Delaware

The median loan officer salary in Middletown, DE is $67,712 per year, which is 3.0% above the national median and 2.8% below the Delaware state average.

City Median
$67,712
vs State Avg
$-1,972
vs National
+$1,972
Cost of Living
98%

Loan Officer Pay in Middletown: What to Expect (2026)

Middletown offers a median loan officer salary of $67,712, which is $1,972 below the Delaware state average of $69,684. Compared to the national median of $65,740, Middletown pays above average for this role.

Middletown's cost of living is 98% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for loan officers in Middletown spans from $36,256 at the 10th percentile to $158,414 at the 90th percentile — a $122,158 spread. Entry-level professionals start around $39,140, while senior loan officers with 8+ years of experience can earn up to $133,900. Middletown is a smaller market (pop. 22,350), which may mean fewer openings but also less competition for available positions.

Loan Officer Salary in Middletown by Experience

In Middletown, an entry-level loan officer earns around $39,140, while experienced professionals earn up to $133,900 per year. The local cost of living index is 98% of the national average.

Entry Level (0-2 yrs)
$39,140
+$1,140 vs national
Mid Level (3-7 yrs)
$67,980
+$1,980 vs national
Senior Level (8+ yrs)
$133,900
+$3,900 vs national

Salary Percentiles in Middletown, DE

Percentile Middletown
10th Percentile $36,256
25th Percentile $46,762
Median (50th) $67,712
75th Percentile $103,000
90th Percentile $158,414

Loan Officer Salary in Other Delaware Cities

Wilmington, DE
$72,314
Pop. 70,898
Newark, DE
$70,342
Pop. 33,398
Bear, DE
$68,370
Pop. 21,000
Dover, DE
$66,397
Pop. 39,403

How to Become a Loan Officer in Middletown

Education

Most loan officer positions require a bachelor's degree. Middletown and the surrounding Delaware area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Middletown may vary based on local industry and population growth.

Find Loan Officer Jobs in Middletown

Browse open loan officer positions in Middletown, DE:

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Frequently Asked Questions: Loan Officer Salary in Middletown

How much does a Loan Officer make in Middletown, DE? ▼
The median loan officer salary in Middletown, Delaware is $67,712 per year, which is 3.0% above the national median of $65,740. Salaries range from $36,256 (10th percentile) to $158,414 (90th percentile).
How much does a Loan Officer make per hour in Middletown? ▼
Based on the median annual salary of $67,712, a loan officer in Middletown earns approximately $33 per hour assuming a standard 2,080-hour work year.
How does Middletown compare to the Delaware state average for loan officer pay? ▼
Middletown's median loan officer salary of $67,712 is 2.8% below the Delaware state average of $69,684. The local cost of living index is 98% of the national average.
What is the cost of living in Middletown, DE? ▼
Middletown has a cost of living index of 98% compared to the national average. This means a loan officer salary of $67,712 in Middletown has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Middletown? ▼
Most loan officer positions in Middletown require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.