Business & Finance Jacksonville, FL Pop. 949,611

Loan Officer Salary in Jacksonville, Florida

The median loan officer salary in Jacksonville, FL is $62,453 per year, which is 5% below the national median and 3.1% below the Florida state average.

City Median
$62,453
vs State Avg
$-1,972
vs National
$-3,287
Cost of Living
95%

Loan Officer Pay in Jacksonville: What to Expect (2026)

Jacksonville offers a median loan officer salary of $62,453, which is $1,972 below the Florida state average of $64,425. Compared to the national median of $65,740, Jacksonville pays below the national benchmark for this role.

Jacksonville's cost of living is 95% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for loan officers in Jacksonville spans from $33,440 at the 10th percentile to $146,110 at the 90th percentile — a $112,670 spread. Entry-level professionals start around $36,100, while senior loan officers with 8+ years of experience can earn up to $123,500. As a major metro area with a population of 949,611, Jacksonville typically offers more job opportunities and employer competition, which can drive salaries higher.

Loan Officer Salary in Jacksonville by Experience

In Jacksonville, an entry-level loan officer earns around $36,100, while experienced professionals earn up to $123,500 per year. The local cost of living index is 95% of the national average.

Entry Level (0-2 yrs)
$36,100
$-1,900 vs national
Mid Level (3-7 yrs)
$62,700
$-3,300 vs national
Senior Level (8+ yrs)
$123,500
$-6,500 vs national

Salary Percentiles in Jacksonville, FL

Percentile Jacksonville
10th Percentile $33,440
25th Percentile $43,130
Median (50th) $62,453
75th Percentile $95,000
90th Percentile $146,110

Loan Officer Salary in Other Florida Cities

Miami, FL
$77,573
Pop. 442,241
Fort Lauderdale, FL
$75,601
Pop. 182,760
Orlando, FL
$67,055
Pop. 307,573
Tampa, FL
$65,740
Pop. 384,959

How to Become a Loan Officer in Jacksonville

Education

Most loan officer positions require a bachelor's degree. Jacksonville and the surrounding Florida area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Jacksonville may vary based on local industry and population growth.

Find Loan Officer Jobs in Jacksonville

Browse open loan officer positions in Jacksonville, FL:

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Frequently Asked Questions: Loan Officer Salary in Jacksonville

How much does a Loan Officer make in Jacksonville, FL? ▼
The median loan officer salary in Jacksonville, Florida is $62,453 per year, which is 5% below the national median of $65,740. Salaries range from $33,440 (10th percentile) to $146,110 (90th percentile).
How much does a Loan Officer make per hour in Jacksonville? ▼
Based on the median annual salary of $62,453, a loan officer in Jacksonville earns approximately $30 per hour assuming a standard 2,080-hour work year.
How does Jacksonville compare to the Florida state average for loan officer pay? ▼
Jacksonville's median loan officer salary of $62,453 is 3.1% below the Florida state average of $64,425. The local cost of living index is 95% of the national average.
What is the cost of living in Jacksonville, FL? ▼
Jacksonville has a cost of living index of 95% compared to the national average. This means a loan officer salary of $62,453 in Jacksonville has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Jacksonville? ▼
Most loan officer positions in Jacksonville require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.