Business & Finance Augusta, GA Pop. 202,081

Loan Officer Salary in Augusta, Georgia

The median loan officer salary in Augusta, GA is $59,166 per year, which is 10% below the national median and 5.3% below the Georgia state average.

City Median
$59,166
vs State Avg
$-3,287
vs National
$-6,574
Cost of Living
88%

Loan Officer Pay in Augusta: What to Expect (2026)

Augusta offers a median loan officer salary of $59,166, which is $3,287 below the Georgia state average of $62,453. Compared to the national median of $65,740, Augusta pays below the national benchmark for this role.

One of Augusta's biggest advantages is its low cost of living at 88% of the national average. This means the $59,166 salary stretches further here — equivalent to roughly $67,234 in an average-cost city. This makes Augusta an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in Augusta spans from $31,680 at the 10th percentile to $138,420 at the 90th percentile — a $106,740 spread. Entry-level professionals start around $34,200, while senior loan officers with 8+ years of experience can earn up to $117,000. With a population of 202,081, Augusta is a mid-sized metro with a growing job market.

Loan Officer Salary in Augusta by Experience

In Augusta, an entry-level loan officer earns around $34,200, while experienced professionals earn up to $117,000 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)
$34,200
$-3,800 vs national
Mid Level (3-7 yrs)
$59,400
$-6,600 vs national
Senior Level (8+ yrs)
$117,000
$-13,000 vs national

Salary Percentiles in Augusta, GA

Percentile Augusta
10th Percentile $31,680
25th Percentile $40,860
Median (50th) $59,166
75th Percentile $90,000
90th Percentile $138,420

Loan Officer Salary in Other Georgia Cities

Atlanta, GA
$68,370
Pop. 498,715
Savannah, GA
$61,796
Pop. 147,780
Athens, GA
$60,481
Pop. 127,064
Columbus, GA
$57,851
Pop. 206,922

How to Become a Loan Officer in Augusta

Education

Most loan officer positions require a bachelor's degree. Augusta and the surrounding Georgia area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Augusta may vary based on local industry and population growth.

Find Loan Officer Jobs in Augusta

Browse open loan officer positions in Augusta, GA:

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Frequently Asked Questions: Loan Officer Salary in Augusta

How much does a Loan Officer make in Augusta, GA? ▼
The median loan officer salary in Augusta, Georgia is $59,166 per year, which is 10% below the national median of $65,740. Salaries range from $31,680 (10th percentile) to $138,420 (90th percentile).
How much does a Loan Officer make per hour in Augusta? ▼
Based on the median annual salary of $59,166, a loan officer in Augusta earns approximately $28 per hour assuming a standard 2,080-hour work year.
How does Augusta compare to the Georgia state average for loan officer pay? ▼
Augusta's median loan officer salary of $59,166 is 5.3% below the Georgia state average of $62,453. The local cost of living index is 88% of the national average.
What is the cost of living in Augusta, GA? ▼
Augusta has a cost of living index of 88% compared to the national average. This means a loan officer salary of $59,166 in Augusta has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Augusta? ▼
Most loan officer positions in Augusta require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.