Loan Officer Salary in Georgia
The median loan officer salary in Georgia is $62,453 per year, which is 5% below the national median of $65,740.
Loan Officer Salary Overview in Georgia (2026)
Georgia ranks #25 out of 50 states for loan officer compensation. Georgia falls in the middle of the pack for loan officer pay, offering salaries near the national average. At $62,453 per year, loan officers in Georgia earn $3,287 less than the national median of $65,740.
A key advantage of working in Georgia is its below-average cost of living (93% of the national index). This means the $62,453 salary has the purchasing power of roughly $67,154 in an average-cost area.
The salary spread in Georgia is significant: loan officers at the 10th percentile earn $33,440, while those at the 90th percentile bring home $146,110 — a $112,670 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Georgia for this role is Atlanta, where the median reaches $68,370.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Georgia by Experience
In Georgia, an entry-level loan officer earns around $36,100, while experienced professionals earn up to $123,500 per year. The cost of living index in Georgia is 93% of the national average.
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See Investment Options →Salary Percentiles in Georgia
| Percentile | GA Salary |
|---|---|
| 10th Percentile | $33,440 |
| 25th Percentile | $43,130 |
| Median (50th) | $62,453 |
| 75th Percentile | $95,000 |
| 90th Percentile | $146,110 |
Loan Officer Salary by City in Georgia
The largest employment areas for loan officers in Georgia include Atlanta, Augusta, Savannah, and Columbus. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Georgia
Education
Most loan officer positions require a bachelor's degree. Georgia has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Georgia
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Georgia's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $61,047 over your career trajectory.
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