Business & Finance Lake Charles, LA Pop. 80,000

Loan Officer Salary in Lake Charles, Louisiana

The median loan officer salary in Lake Charles, LA is $56,536 per year, which is 14% below the national median and 5.5% below the Louisiana state average.

City Median
$56,536
vs State Avg
$-3,287
vs National
$-9,204
Cost of Living
86%

Loan Officer Pay in Lake Charles: What to Expect (2026)

Lake Charles offers a median loan officer salary of $56,536, which is $3,287 below the Louisiana state average of $59,823. Compared to the national median of $65,740, Lake Charles pays below the national benchmark for this role.

One of Lake Charles's biggest advantages is its low cost of living at 86% of the national average. This means the $56,536 salary stretches further here — equivalent to roughly $65,740 in an average-cost city. This makes Lake Charles an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in Lake Charles spans from $30,272 at the 10th percentile to $132,268 at the 90th percentile — a $101,996 spread. Entry-level professionals start around $32,680, while senior loan officers with 8+ years of experience can earn up to $111,800. Lake Charles is a smaller market (pop. 80,000), which may mean fewer openings but also less competition for available positions.

Loan Officer Salary in Lake Charles by Experience

In Lake Charles, an entry-level loan officer earns around $32,680, while experienced professionals earn up to $111,800 per year. The local cost of living index is 86% of the national average.

Entry Level (0-2 yrs)
$32,680
$-5,320 vs national
Mid Level (3-7 yrs)
$56,760
$-9,240 vs national
Senior Level (8+ yrs)
$111,800
$-18,200 vs national

Salary Percentiles in Lake Charles, LA

Percentile Lake Charles
10th Percentile $30,272
25th Percentile $39,044
Median (50th) $56,536
75th Percentile $86,000
90th Percentile $132,268

Loan Officer Salary in Other Louisiana Cities

New Orleans, LA
$64,425
Pop. 383,997
Baton Rouge, LA
$60,481
Pop. 227,470
Lafayette, LA
$57,851
Pop. 121,374
Shreveport, LA
$55,879
Pop. 187,593

How to Become a Loan Officer in Lake Charles

Education

Most loan officer positions require a bachelor's degree. Lake Charles and the surrounding Louisiana area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Lake Charles may vary based on local industry and population growth.

Find Loan Officer Jobs in Lake Charles

Browse open loan officer positions in Lake Charles, LA:

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Frequently Asked Questions: Loan Officer Salary in Lake Charles

How much does a Loan Officer make in Lake Charles, LA? ▼
The median loan officer salary in Lake Charles, Louisiana is $56,536 per year, which is 14% below the national median of $65,740. Salaries range from $30,272 (10th percentile) to $132,268 (90th percentile).
How much does a Loan Officer make per hour in Lake Charles? ▼
Based on the median annual salary of $56,536, a loan officer in Lake Charles earns approximately $27 per hour assuming a standard 2,080-hour work year.
How does Lake Charles compare to the Louisiana state average for loan officer pay? ▼
Lake Charles's median loan officer salary of $56,536 is 5.5% below the Louisiana state average of $59,823. The local cost of living index is 86% of the national average.
What is the cost of living in Lake Charles, LA? ▼
Lake Charles has a cost of living index of 86% compared to the national average. This means a loan officer salary of $56,536 in Lake Charles has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Lake Charles? ▼
Most loan officer positions in Lake Charles require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.