Business & Finance Kansas City, MO Pop. 508,090

Loan Officer Salary in Kansas City, Missouri

The median loan officer salary in Kansas City, MO is $60,481 per year, which is 8% below the national median and 4.5% above the Missouri state average.

City Median
$60,481
vs State Avg
+$2,630
vs National
$-5,259
Cost of Living
92%

Loan Officer Pay in Kansas City: What to Expect (2026)

Kansas City offers a median loan officer salary of $60,481, which is $2,630 above the Missouri state average of $57,851. Compared to the national median of $65,740, Kansas City pays below the national benchmark for this role.

Kansas City's cost of living is 92% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for loan officers in Kansas City spans from $32,384 at the 10th percentile to $141,496 at the 90th percentile — a $109,112 spread. Entry-level professionals start around $34,960, while senior loan officers with 8+ years of experience can earn up to $119,600. As a major metro area with a population of 508,090, Kansas City typically offers more job opportunities and employer competition, which can drive salaries higher.

Loan Officer Salary in Kansas City by Experience

In Kansas City, an entry-level loan officer earns around $34,960, while experienced professionals earn up to $119,600 per year. The local cost of living index is 92% of the national average.

Entry Level (0-2 yrs)
$34,960
$-3,040 vs national
Mid Level (3-7 yrs)
$60,720
$-5,280 vs national
Senior Level (8+ yrs)
$119,600
$-10,400 vs national

Salary Percentiles in Kansas City, MO

Percentile Kansas City
10th Percentile $32,384
25th Percentile $41,768
Median (50th) $60,481
75th Percentile $92,000
90th Percentile $141,496

Loan Officer Salary in Other Missouri Cities

Saint Louis, MO
$59,166
Pop. 301,578
Columbia, MO
$57,851
Pop. 126,254
Independence, MO
$55,879
Pop. 123,011
Springfield, MO
$53,907
Pop. 169,176

How to Become a Loan Officer in Kansas City

Education

Most loan officer positions require a bachelor's degree. Kansas City and the surrounding Missouri area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Kansas City may vary based on local industry and population growth.

Find Loan Officer Jobs in Kansas City

Browse open loan officer positions in Kansas City, MO:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Loan Officer Salary in Kansas City

How much does a Loan Officer make in Kansas City, MO? ▼
The median loan officer salary in Kansas City, Missouri is $60,481 per year, which is 8% below the national median of $65,740. Salaries range from $32,384 (10th percentile) to $141,496 (90th percentile).
How much does a Loan Officer make per hour in Kansas City? ▼
Based on the median annual salary of $60,481, a loan officer in Kansas City earns approximately $29 per hour assuming a standard 2,080-hour work year.
How does Kansas City compare to the Missouri state average for loan officer pay? ▼
Kansas City's median loan officer salary of $60,481 is 4.5% above the Missouri state average of $57,851. The local cost of living index is 92% of the national average.
What is the cost of living in Kansas City, MO? ▼
Kansas City has a cost of living index of 92% compared to the national average. This means a loan officer salary of $60,481 in Kansas City has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Kansas City? ▼
Most loan officer positions in Kansas City require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.