Business & Finance Helena, MT Pop. 32,315

Loan Officer Salary in Helena, Montana

The median loan officer salary in Helena, MT is $61,796 per year, which is 6% below the national median and 1.1% below the Montana state average.

City Median
$61,796
vs State Avg
$-657
vs National
$-3,944
Cost of Living
94%

Loan Officer Pay in Helena: What to Expect (2026)

Helena offers a median loan officer salary of $61,796, which is $657 below the Montana state average of $62,453. Compared to the national median of $65,740, Helena pays below the national benchmark for this role.

Helena's cost of living is 94% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for loan officers in Helena spans from $33,088 at the 10th percentile to $144,572 at the 90th percentile — a $111,484 spread. Entry-level professionals start around $35,720, while senior loan officers with 8+ years of experience can earn up to $122,200. Helena is a smaller market (pop. 32,315), which may mean fewer openings but also less competition for available positions.

Loan Officer Salary in Helena by Experience

In Helena, an entry-level loan officer earns around $35,720, while experienced professionals earn up to $122,200 per year. The local cost of living index is 94% of the national average.

Entry Level (0-2 yrs)
$35,720
$-2,280 vs national
Mid Level (3-7 yrs)
$62,040
$-3,960 vs national
Senior Level (8+ yrs)
$122,200
$-7,800 vs national

Salary Percentiles in Helena, MT

Percentile Helena
10th Percentile $33,088
25th Percentile $42,676
Median (50th) $61,796
75th Percentile $94,000
90th Percentile $144,572

Loan Officer Salary in Other Montana Cities

How to Become a Loan Officer in Helena

Education

Most loan officer positions require a bachelor's degree. Helena and the surrounding Montana area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Helena may vary based on local industry and population growth.

Find Loan Officer Jobs in Helena

Browse open loan officer positions in Helena, MT:

Frequently Asked Questions: Loan Officer Salary in Helena

How much does a Loan Officer make in Helena, MT? ▼
The median loan officer salary in Helena, Montana is $61,796 per year, which is 6% below the national median of $65,740. Salaries range from $33,088 (10th percentile) to $144,572 (90th percentile).
How much does a Loan Officer make per hour in Helena? ▼
Based on the median annual salary of $61,796, a loan officer in Helena earns approximately $30 per hour assuming a standard 2,080-hour work year.
How does Helena compare to the Montana state average for loan officer pay? ▼
Helena's median loan officer salary of $61,796 is 1.1% below the Montana state average of $62,453. The local cost of living index is 94% of the national average.
What is the cost of living in Helena, MT? ▼
Helena has a cost of living index of 94% compared to the national average. This means a loan officer salary of $61,796 in Helena has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Helena? ▼
Most loan officer positions in Helena require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.