Loan Officer Salary in Montana
The median loan officer salary in Montana is $62,453 per year, which is 5% below the national median of $65,740.
Loan Officer Salary Overview in Montana (2026)
Montana ranks #26 out of 50 states for loan officer compensation. Loan Officer salaries in Montana are below the national median, though the higher cost of living makes this gap more significant. At $62,453 per year, loan officers in Montana earn $3,287 less than the national median of $65,740.
Montana's cost of living is near the national average at 95%, meaning loan officer salaries here translate closely to their face value in purchasing power.
The salary spread in Montana is significant: loan officers at the 10th percentile earn $33,440, while those at the 90th percentile bring home $146,110 — a $112,670 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Montana for this role is Bozeman, where the median reaches $75,601.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in Montana by Experience
In Montana, an entry-level loan officer earns around $36,100, while experienced professionals earn up to $123,500 per year. The cost of living index in Montana is 95% of the national average.
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See Investment Options →Salary Percentiles in Montana
| Percentile | MT Salary |
|---|---|
| 10th Percentile | $33,440 |
| 25th Percentile | $43,130 |
| Median (50th) | $62,453 |
| 75th Percentile | $95,000 |
| 90th Percentile | $146,110 |
Loan Officer Salary by City in Montana
The largest employment areas for loan officers in Montana include Billings, Missoula, Great Falls, and Bozeman. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in Montana
Education
Most loan officer positions require a bachelor's degree. Montana has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Montana
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Montana's demand may vary based on local industry trends.
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Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $61,047 over your career trajectory.
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