Business & Finance New Jersey (NJ) Rank #6 of 50

Loan Officer Salary in New Jersey

The median loan officer salary in New Jersey is $80,860 per year, which is 23.0% above the national median of $65,740.

Median Salary
$80,860
vs National
+$15,120
State Rank
#6 of 50
Cost of Living
115%

Loan Officer Salary in New Jersey by Experience

In New Jersey, an entry-level loan officer earns around $46,740, while experienced professionals earn up to $159,900 per year. The cost of living index in New Jersey is 115% of the national average.

Entry Level (0-2 yrs)
$46,740
+$8,740 vs national
Mid Level (3-7 yrs)
$81,180
+$15,180 vs national
Senior Level (8+ yrs)
$159,900
+$29,900 vs national

Salary Percentiles in New Jersey

Percentile NJ Salary
10th Percentile $43,296
25th Percentile $55,842
Median (50th) $80,860
75th Percentile $123,000
90th Percentile $189,174

Major Cities for Loan Officers in New Jersey

The largest employment areas for loan officers in New Jersey include Newark, Jersey City, Paterson, and Elizabeth. Salaries in major metro areas may be higher due to increased demand and cost of living.

Newark, NJ
Metro area for loan officer employment
Jersey City, NJ
Metro area for loan officer employment
Paterson, NJ
Metro area for loan officer employment
Elizabeth, NJ
Metro area for loan officer employment
Edison, NJ
Metro area for loan officer employment

How to Become a Loan Officer in New Jersey

Education

Most loan officer positions require a bachelor's degree. New Jersey has several accredited institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook in New Jersey

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). New Jersey's demand may vary based on local industry trends.