Business & Finance Charleston, SC Pop. 150,227

Loan Officer Salary in Charleston, South Carolina

The median loan officer salary in Charleston, SC is $65,740 per year, which is 0.0% above the national median and 12.4% above the South Carolina state average.

City Median
$65,740
vs State Avg
+$7,231
vs National
+$0
Cost of Living
100%

Loan Officer Pay in Charleston: What to Expect (2026)

Charleston offers a median loan officer salary of $65,740, which is $7,231 above the South Carolina state average of $58,509. Compared to the national median of $65,740, Charleston pays above average for this role.

Charleston's cost of living is 100% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for loan officers in Charleston spans from $35,200 at the 10th percentile to $153,800 at the 90th percentile — a $118,600 spread. Entry-level professionals start around $38,000, while senior loan officers with 8+ years of experience can earn up to $130,000. With a population of 150,227, Charleston is a mid-sized metro with a growing job market.

Loan Officer Salary in Charleston by Experience

In Charleston, an entry-level loan officer earns around $38,000, while experienced professionals earn up to $130,000 per year. The local cost of living index is 100% of the national average.

Entry Level (0-2 yrs)
$38,000
+$0 vs national
Mid Level (3-7 yrs)
$66,000
+$0 vs national
Senior Level (8+ yrs)
$130,000
+$0 vs national

Salary Percentiles in Charleston, SC

Percentile Charleston
10th Percentile $35,200
25th Percentile $45,400
Median (50th) $65,740
75th Percentile $100,000
90th Percentile $153,800

Loan Officer Salary in Other South Carolina Cities

Mount Pleasant, SC
$69,027
Pop. 94,171
North Charleston, SC
$62,453
Pop. 115,382
Greenville, SC
$60,481
Pop. 72,095
Columbia, SC
$59,166
Pop. 131,674

How to Become a Loan Officer in Charleston

Education

Most loan officer positions require a bachelor's degree. Charleston and the surrounding South Carolina area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Charleston may vary based on local industry and population growth.

Find Loan Officer Jobs in Charleston

Browse open loan officer positions in Charleston, SC:

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Frequently Asked Questions: Loan Officer Salary in Charleston

How much does a Loan Officer make in Charleston, SC? ▼
The median loan officer salary in Charleston, South Carolina is $65,740 per year, which is 0.0% above the national median of $65,740. Salaries range from $35,200 (10th percentile) to $153,800 (90th percentile).
How much does a Loan Officer make per hour in Charleston? ▼
Based on the median annual salary of $65,740, a loan officer in Charleston earns approximately $32 per hour assuming a standard 2,080-hour work year.
How does Charleston compare to the South Carolina state average for loan officer pay? ▼
Charleston's median loan officer salary of $65,740 is 12.4% above the South Carolina state average of $58,509. The local cost of living index is 100% of the national average.
What is the cost of living in Charleston, SC? ▼
Charleston has a cost of living index of 100% compared to the national average. This means a loan officer salary of $65,740 in Charleston has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in Charleston? ▼
Most loan officer positions in Charleston require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.