Business & Finance North Charleston, SC Pop. 115,382

Loan Officer Salary in North Charleston, South Carolina

The median loan officer salary in North Charleston, SC is $62,453 per year, which is 5% below the national median and 6.7% above the South Carolina state average.

City Median
$62,453
vs State Avg
+$3,944
vs National
$-3,287
Cost of Living
95%

Loan Officer Pay in North Charleston: What to Expect (2026)

North Charleston offers a median loan officer salary of $62,453, which is $3,944 above the South Carolina state average of $58,509. Compared to the national median of $65,740, North Charleston pays below the national benchmark for this role.

North Charleston's cost of living is 95% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for loan officers in North Charleston spans from $33,440 at the 10th percentile to $146,110 at the 90th percentile — a $112,670 spread. Entry-level professionals start around $36,100, while senior loan officers with 8+ years of experience can earn up to $123,500. With a population of 115,382, North Charleston is a mid-sized metro with a growing job market.

Loan Officer Salary in North Charleston by Experience

In North Charleston, an entry-level loan officer earns around $36,100, while experienced professionals earn up to $123,500 per year. The local cost of living index is 95% of the national average.

Entry Level (0-2 yrs)
$36,100
$-1,900 vs national
Mid Level (3-7 yrs)
$62,700
$-3,300 vs national
Senior Level (8+ yrs)
$123,500
$-6,500 vs national

Salary Percentiles in North Charleston, SC

Percentile North Charleston
10th Percentile $33,440
25th Percentile $43,130
Median (50th) $62,453
75th Percentile $95,000
90th Percentile $146,110

Loan Officer Salary in Other South Carolina Cities

Mount Pleasant, SC
$69,027
Pop. 94,171
Charleston, SC
$65,740
Pop. 150,227
Greenville, SC
$60,481
Pop. 72,095
Columbia, SC
$59,166
Pop. 131,674

How to Become a Loan Officer in North Charleston

Education

Most loan officer positions require a bachelor's degree. North Charleston and the surrounding South Carolina area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in North Charleston may vary based on local industry and population growth.

Find Loan Officer Jobs in North Charleston

Browse open loan officer positions in North Charleston, SC:

Indeed → LinkedIn → ZipRecruiter → Glassdoor →

Frequently Asked Questions: Loan Officer Salary in North Charleston

How much does a Loan Officer make in North Charleston, SC? ▼
The median loan officer salary in North Charleston, South Carolina is $62,453 per year, which is 5% below the national median of $65,740. Salaries range from $33,440 (10th percentile) to $146,110 (90th percentile).
How much does a Loan Officer make per hour in North Charleston? ▼
Based on the median annual salary of $62,453, a loan officer in North Charleston earns approximately $30 per hour assuming a standard 2,080-hour work year.
How does North Charleston compare to the South Carolina state average for loan officer pay? ▼
North Charleston's median loan officer salary of $62,453 is 6.7% above the South Carolina state average of $58,509. The local cost of living index is 95% of the national average.
What is the cost of living in North Charleston, SC? ▼
North Charleston has a cost of living index of 95% compared to the national average. This means a loan officer salary of $62,453 in North Charleston has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in North Charleston? ▼
Most loan officer positions in North Charleston require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.