Business & Finance San Antonio, TX Pop. 1,434,625

Loan Officer Salary in San Antonio, Texas

The median loan officer salary in San Antonio, TX is $57,851 per year, which is 12% below the national median and 4.3% below the Texas state average.

City Median
$57,851
vs State Avg
$-2,630
vs National
$-7,889
Cost of Living
88%

Loan Officer Pay in San Antonio: What to Expect (2026)

San Antonio offers a median loan officer salary of $57,851, which is $2,630 below the Texas state average of $60,481. Compared to the national median of $65,740, San Antonio pays below the national benchmark for this role.

One of San Antonio's biggest advantages is its low cost of living at 88% of the national average. This means the $57,851 salary stretches further here — equivalent to roughly $65,740 in an average-cost city. This makes San Antonio an attractive option for loan officers seeking strong real-dollar compensation.

The salary range for loan officers in San Antonio spans from $30,976 at the 10th percentile to $135,344 at the 90th percentile — a $104,368 spread. Entry-level professionals start around $33,440, while senior loan officers with 8+ years of experience can earn up to $114,400. As a major metro area with a population of 1,434,625, San Antonio typically offers more job opportunities and employer competition, which can drive salaries higher.

Loan Officer Salary in San Antonio by Experience

In San Antonio, an entry-level loan officer earns around $33,440, while experienced professionals earn up to $114,400 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)
$33,440
$-4,560 vs national
Mid Level (3-7 yrs)
$58,080
$-7,920 vs national
Senior Level (8+ yrs)
$114,400
$-15,600 vs national

Salary Percentiles in San Antonio, TX

Percentile San Antonio
10th Percentile $30,976
25th Percentile $39,952
Median (50th) $57,851
75th Percentile $88,000
90th Percentile $135,344

Loan Officer Salary in Other Texas Cities

How to Become a Loan Officer in San Antonio

Education

Most loan officer positions require a bachelor's degree. San Antonio and the surrounding Texas area have institutions offering relevant programs.

Key Skills

Credit AnalysisMortgage LendingCustomer ServiceRegulatory ComplianceSalesFinancial Software

Job Outlook

Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in San Antonio may vary based on local industry and population growth.

Find Loan Officer Jobs in San Antonio

Browse open loan officer positions in San Antonio, TX:

Frequently Asked Questions: Loan Officer Salary in San Antonio

How much does a Loan Officer make in San Antonio, TX? ▼
The median loan officer salary in San Antonio, Texas is $57,851 per year, which is 12% below the national median of $65,740. Salaries range from $30,976 (10th percentile) to $135,344 (90th percentile).
How much does a Loan Officer make per hour in San Antonio? ▼
Based on the median annual salary of $57,851, a loan officer in San Antonio earns approximately $28 per hour assuming a standard 2,080-hour work year.
How does San Antonio compare to the Texas state average for loan officer pay? ▼
San Antonio's median loan officer salary of $57,851 is 4.3% below the Texas state average of $60,481. The local cost of living index is 88% of the national average.
What is the cost of living in San Antonio, TX? ▼
San Antonio has a cost of living index of 88% compared to the national average. This means a loan officer salary of $57,851 in San Antonio has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a loan officer in San Antonio? ▼
Most loan officer positions in San Antonio require a bachelor's degree. Key skills include Credit Analysis, Mortgage Lending, Customer Service, Regulatory Compliance. The job market is projected to grow 3% nationally over the next decade.