Loan Officer Salary in Houston, Texas
The median loan officer salary in Houston, TX is $63,110 per year, which is 4% below the national median and 4.3% above the Texas state average.
Loan Officer Pay in Houston: What to Expect (2026)
Houston offers a median loan officer salary of $63,110, which is $2,629 above the Texas state average of $60,481. Compared to the national median of $65,740, Houston pays below the national benchmark for this role.
Houston's cost of living is 96% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.
The salary range for loan officers in Houston spans from $33,792 at the 10th percentile to $147,648 at the 90th percentile — a $113,856 spread. Entry-level professionals start around $36,480, while senior loan officers with 8+ years of experience can earn up to $124,800. As a major metro area with a population of 2,304,580, Houston typically offers more job opportunities and employer competition, which can drive salaries higher.
Loan Officer Salary in Houston by Experience
In Houston, an entry-level loan officer earns around $36,480, while experienced professionals earn up to $124,800 per year. The local cost of living index is 96% of the national average.
Salary Percentiles in Houston, TX
| Percentile | Houston |
|---|---|
| 10th Percentile | $33,792 |
| 25th Percentile | $43,584 |
| Median (50th) | $63,110 |
| 75th Percentile | $96,000 |
| 90th Percentile | $147,648 |
Loan Officer Salary in Other Texas Cities
How to Become a Loan Officer in Houston
Education
Most loan officer positions require a bachelor's degree. Houston and the surrounding Texas area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Houston may vary based on local industry and population growth.
Find Loan Officer Jobs in Houston
Browse open loan officer positions in Houston, TX: