Loan Officer Salary in Charleston, West Virginia
The median loan officer salary in Charleston, WV is $57,851 per year, which is 12% below the national median and 4.8% above the West Virginia state average.
Loan Officer Pay in Charleston: What to Expect (2026)
Charleston offers a median loan officer salary of $57,851, which is $2,629 above the West Virginia state average of $55,222. Compared to the national median of $65,740, Charleston pays below the national benchmark for this role.
One of Charleston's biggest advantages is its low cost of living at 88% of the national average. This means the $57,851 salary stretches further here — equivalent to roughly $65,740 in an average-cost city. This makes Charleston an attractive option for loan officers seeking strong real-dollar compensation.
The salary range for loan officers in Charleston spans from $30,976 at the 10th percentile to $135,344 at the 90th percentile — a $104,368 spread. Entry-level professionals start around $33,440, while senior loan officers with 8+ years of experience can earn up to $114,400. Charleston is a smaller market (pop. 48,006), which may mean fewer openings but also less competition for available positions.
Loan Officer Salary in Charleston by Experience
In Charleston, an entry-level loan officer earns around $33,440, while experienced professionals earn up to $114,400 per year. The local cost of living index is 88% of the national average.
Salary Percentiles in Charleston, WV
| Percentile | Charleston |
|---|---|
| 10th Percentile | $30,976 |
| 25th Percentile | $39,952 |
| Median (50th) | $57,851 |
| 75th Percentile | $88,000 |
| 90th Percentile | $135,344 |
Loan Officer Salary in Other West Virginia Cities
How to Become a Loan Officer in Charleston
Education
Most loan officer positions require a bachelor's degree. Charleston and the surrounding West Virginia area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). Demand in Charleston may vary based on local industry and population growth.
Find Loan Officer Jobs in Charleston
Browse open loan officer positions in Charleston, WV: