Loan Officer Salary in West Virginia
The median loan officer salary in West Virginia is $55,222 per year, which is 16% below the national median of $65,740.
Loan Officer Salary Overview in West Virginia (2026)
West Virginia ranks #49 out of 50 states for loan officer compensation. Loan Officer salaries in West Virginia are below the national median, though the lower cost of living can offset the difference. At $55,222 per year, loan officers in West Virginia earn $10,518 less than the national median of $65,740.
A key advantage of working in West Virginia is its below-average cost of living (84% of the national index). This means the $55,222 salary has the purchasing power of roughly $65,740 in an average-cost area.
The salary spread in West Virginia is significant: loan officers at the 10th percentile earn $29,568, while those at the 90th percentile bring home $129,192 — a $99,624 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in West Virginia for this role is Morgantown, where the median reaches $59,166.
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). This steady growth indicates stable demand for loan officers across the country.
Loan Officer Salary in West Virginia by Experience
In West Virginia, an entry-level loan officer earns around $31,920, while experienced professionals earn up to $109,200 per year. The cost of living index in West Virginia is 84% of the national average.
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Check Your Rate — No Credit Impact →Salary Percentiles in West Virginia
| Percentile | WV Salary |
|---|---|
| 10th Percentile | $29,568 |
| 25th Percentile | $38,136 |
| Median (50th) | $55,222 |
| 75th Percentile | $84,000 |
| 90th Percentile | $129,192 |
Loan Officer Salary by City in West Virginia
The largest employment areas for loan officers in West Virginia include Charleston, Huntington, Morgantown, and Parkersburg. Salaries vary by city based on local cost of living and demand.
How to Become a Loan Officer in West Virginia
Education
Most loan officer positions require a bachelor's degree. West Virginia has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in West Virginia
Nationally, loan officer employment is projected to grow 3% over the next decade (as fast as average). West Virginia's demand may vary based on local industry trends.
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Data shows Loan Officers who negotiate earn 7–15% more. A single negotiation could add $53,978 over your career trajectory.
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