Business & Finance Fort Smith, AR Pop. 89,142

Claims Adjuster Salary in Fort Smith, Arkansas

The median claims adjuster salary in Fort Smith, AR is $57,632 per year, which is 20% below the national median and 4.8% below the Arkansas state average.

City Median
$57,632
vs State Avg
$-2,882
vs National
$-14,408
Cost of Living
80%

Claims Adjuster Pay in Fort Smith: What to Expect (2026)

Fort Smith offers a median claims adjuster salary of $57,632, which is $2,882 below the Arkansas state average of $60,514. Compared to the national median of $72,040, Fort Smith pays below the national benchmark for this role.

One of Fort Smith's biggest advantages is its low cost of living at 80% of the national average. This means the $57,632 salary stretches further here — equivalent to roughly $72,040 in an average-cost city. This makes Fort Smith an attractive option for claims adjusters seeking strong real-dollar compensation.

The salary range for claims adjusters in Fort Smith spans from $33,600 at the 10th percentile to $92,000 at the 90th percentile — a $58,400 spread. Entry-level professionals start around $35,200, while senior claims adjusters with 8+ years of experience can earn up to $88,000. Fort Smith is a smaller market (pop. 89,142), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Fort Smith by Experience

In Fort Smith, an entry-level claims adjuster earns around $35,200, while experienced professionals earn up to $88,000 per year. The local cost of living index is 80% of the national average.

Entry Level (0-2 yrs)
$35,200
$-8,800 vs national
Mid Level (3-7 yrs)
$59,200
$-14,800 vs national
Senior Level (8+ yrs)
$88,000
$-22,000 vs national

Salary Percentiles in Fort Smith, AR

Percentile Fort Smith
10th Percentile $33,600
25th Percentile $43,200
Median (50th) $57,632
75th Percentile $73,600
90th Percentile $92,000

Claims Adjuster Salary in Other Arkansas Cities

How to Become a Claims Adjuster in Fort Smith

Education

Most claims adjuster positions require a bachelor's degree. Fort Smith and the surrounding Arkansas area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Fort Smith may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Fort Smith

Browse open claims adjuster positions in Fort Smith, AR:

Frequently Asked Questions: Claims Adjuster Salary in Fort Smith

How much does a Claims Adjuster make in Fort Smith, AR? ▼
The median claims adjuster salary in Fort Smith, Arkansas is $57,632 per year, which is 20% below the national median of $72,040. Salaries range from $33,600 (10th percentile) to $92,000 (90th percentile).
How much does a Claims Adjuster make per hour in Fort Smith? ▼
Based on the median annual salary of $57,632, a claims adjuster in Fort Smith earns approximately $28 per hour assuming a standard 2,080-hour work year.
How does Fort Smith compare to the Arkansas state average for claims adjuster pay? ▼
Fort Smith's median claims adjuster salary of $57,632 is 4.8% below the Arkansas state average of $60,514. The local cost of living index is 80% of the national average.
What is the cost of living in Fort Smith, AR? ▼
Fort Smith has a cost of living index of 80% compared to the national average. This means a claims adjuster salary of $57,632 in Fort Smith has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Fort Smith? ▼
Most claims adjuster positions in Fort Smith require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.