Business & Finance Fort Smith, AR Pop. 89,142

Insurance Agent Salary in Fort Smith, Arkansas

The median insurance agent salary in Fort Smith, AR is $46,288 per year, which is 20% below the national median and 4.8% below the Arkansas state average.

City Median
$46,288
vs State Avg
$-2,314
vs National
$-11,572
Cost of Living
80%

Insurance Agent Pay in Fort Smith: What to Expect (2026)

Fort Smith offers a median insurance agent salary of $46,288, which is $2,314 below the Arkansas state average of $48,602. Compared to the national median of $57,860, Fort Smith pays below the national benchmark for this role.

One of Fort Smith's biggest advantages is its low cost of living at 80% of the national average. This means the $46,288 salary stretches further here — equivalent to roughly $57,860 in an average-cost city. This makes Fort Smith an attractive option for insurance agents seeking strong real-dollar compensation.

The salary range for insurance agents in Fort Smith spans from $24,000 at the 10th percentile to $94,400 at the 90th percentile — a $70,400 spread. Entry-level professionals start around $25,600, while senior insurance agents with 8+ years of experience can earn up to $88,000. Fort Smith is a smaller market (pop. 89,142), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Fort Smith by Experience

In Fort Smith, an entry-level insurance agent earns around $25,600, while experienced professionals earn up to $88,000 per year. The local cost of living index is 80% of the national average.

Entry Level (0-2 yrs)
$25,600
$-6,400 vs national
Mid Level (3-7 yrs)
$48,000
$-12,000 vs national
Senior Level (8+ yrs)
$88,000
$-22,000 vs national

Salary Percentiles in Fort Smith, AR

Percentile Fort Smith
10th Percentile $24,000
25th Percentile $32,000
Median (50th) $46,288
75th Percentile $65,600
90th Percentile $94,400

Insurance Agent Salary in Other Arkansas Cities

Fayetteville, AR
$50,917
Pop. 93,949
Little Rock, AR
$50,338
Pop. 202,591
Springdale, AR
$48,602
Pop. 80,433
Jonesboro, AR
$47,445
Pop. 78,576

How to Become a Insurance Agent in Fort Smith

Education

Most insurance agent positions require a high school diploma. Fort Smith and the surrounding Arkansas area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Fort Smith may vary based on local industry and population growth.

Find Insurance Agent Jobs in Fort Smith

Browse open insurance agent positions in Fort Smith, AR:

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Frequently Asked Questions: Insurance Agent Salary in Fort Smith

How much does a Insurance Agent make in Fort Smith, AR? ▼
The median insurance agent salary in Fort Smith, Arkansas is $46,288 per year, which is 20% below the national median of $57,860. Salaries range from $24,000 (10th percentile) to $94,400 (90th percentile).
How much does a Insurance Agent make per hour in Fort Smith? ▼
Based on the median annual salary of $46,288, a insurance agent in Fort Smith earns approximately $22 per hour assuming a standard 2,080-hour work year.
How does Fort Smith compare to the Arkansas state average for insurance agent pay? ▼
Fort Smith's median insurance agent salary of $46,288 is 4.8% below the Arkansas state average of $48,602. The local cost of living index is 80% of the national average.
What is the cost of living in Fort Smith, AR? ▼
Fort Smith has a cost of living index of 80% compared to the national average. This means a insurance agent salary of $46,288 in Fort Smith has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Fort Smith? ▼
Most insurance agent positions in Fort Smith require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.