Business & Finance Waldorf, MD Pop. 77,000

Claims Adjuster Salary in Waldorf, Maryland

The median claims adjuster salary in Waldorf, MD is $79,244 per year, which is 10.0% above the national median and 4.3% below the Maryland state average.

City Median
$79,244
vs State Avg
$-3,602
vs National
+$7,204
Cost of Living
105%

Claims Adjuster Pay in Waldorf: What to Expect (2026)

Waldorf offers a median claims adjuster salary of $79,244, which is $3,602 below the Maryland state average of $82,846. Compared to the national median of $72,040, Waldorf pays above average for this role.

Waldorf's cost of living is 105% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for claims adjusters in Waldorf spans from $46,200 at the 10th percentile to $126,500 at the 90th percentile — a $80,300 spread. Entry-level professionals start around $48,400, while senior claims adjusters with 8+ years of experience can earn up to $121,000. Waldorf is a smaller market (pop. 77,000), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Waldorf by Experience

In Waldorf, an entry-level claims adjuster earns around $48,400, while experienced professionals earn up to $121,000 per year. The local cost of living index is 105% of the national average.

Entry Level (0-2 yrs)
$48,400
+$4,400 vs national
Mid Level (3-7 yrs)
$81,400
+$7,400 vs national
Senior Level (8+ yrs)
$121,000
+$11,000 vs national

Salary Percentiles in Waldorf, MD

Percentile Waldorf
10th Percentile $46,200
25th Percentile $59,400
Median (50th) $79,244
75th Percentile $101,200
90th Percentile $126,500

Claims Adjuster Salary in Other Maryland Cities

Silver Spring, MD
$91,491
Pop. 81,015
Columbia, MD
$88,609
Pop. 104,681
Germantown, MD
$86,448
Pop. 90,676
Baltimore, MD
$81,405
Pop. 585,708

How to Become a Claims Adjuster in Waldorf

Education

Most claims adjuster positions require a bachelor's degree. Waldorf and the surrounding Maryland area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Waldorf may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Waldorf

Browse open claims adjuster positions in Waldorf, MD:

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Frequently Asked Questions: Claims Adjuster Salary in Waldorf

How much does a Claims Adjuster make in Waldorf, MD? ▼
The median claims adjuster salary in Waldorf, Maryland is $79,244 per year, which is 10.0% above the national median of $72,040. Salaries range from $46,200 (10th percentile) to $126,500 (90th percentile).
How much does a Claims Adjuster make per hour in Waldorf? ▼
Based on the median annual salary of $79,244, a claims adjuster in Waldorf earns approximately $38 per hour assuming a standard 2,080-hour work year.
How does Waldorf compare to the Maryland state average for claims adjuster pay? ▼
Waldorf's median claims adjuster salary of $79,244 is 4.3% below the Maryland state average of $82,846. The local cost of living index is 105% of the national average.
What is the cost of living in Waldorf, MD? ▼
Waldorf has a cost of living index of 105% compared to the national average. This means a claims adjuster salary of $79,244 in Waldorf has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Waldorf? ▼
Most claims adjuster positions in Waldorf require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.