Business & Finance Silver Spring, MD Pop. 81,015

Claims Adjuster Salary in Silver Spring, Maryland

The median claims adjuster salary in Silver Spring, MD is $91,491 per year, which is 27.0% above the national median and 10.4% above the Maryland state average.

City Median
$91,491
vs State Avg
+$8,645
vs National
+$19,451
Cost of Living
122%

Claims Adjuster Pay in Silver Spring: What to Expect (2026)

Silver Spring offers a median claims adjuster salary of $91,491, which is $8,645 above the Maryland state average of $82,846. Compared to the national median of $72,040, Silver Spring pays above average for this role.

However, Silver Spring's cost of living index is 122%, significantly above the national average. After adjusting for local costs, the $91,491 salary has an effective purchasing power of approximately $74,993. Housing, transportation, and food costs in Silver Spring should be factored into any relocation or job-change decision.

The salary range for claims adjusters in Silver Spring spans from $53,340 at the 10th percentile to $146,050 at the 90th percentile — a $92,710 spread. Entry-level professionals start around $55,880, while senior claims adjusters with 8+ years of experience can earn up to $139,700. Silver Spring is a smaller market (pop. 81,015), which may mean fewer openings but also less competition for available positions.

Claims Adjuster Salary in Silver Spring by Experience

In Silver Spring, an entry-level claims adjuster earns around $55,880, while experienced professionals earn up to $139,700 per year. The local cost of living index is 122% of the national average.

Entry Level (0-2 yrs)
$55,880
+$11,880 vs national
Mid Level (3-7 yrs)
$93,980
+$19,980 vs national
Senior Level (8+ yrs)
$139,700
+$29,700 vs national

Salary Percentiles in Silver Spring, MD

Percentile Silver Spring
10th Percentile $53,340
25th Percentile $68,580
Median (50th) $91,491
75th Percentile $116,840
90th Percentile $146,050

Claims Adjuster Salary in Other Maryland Cities

Columbia, MD
$88,609
Pop. 104,681
Germantown, MD
$86,448
Pop. 90,676
Baltimore, MD
$81,405
Pop. 585,708
Waldorf, MD
$79,244
Pop. 77,000

How to Become a Claims Adjuster in Silver Spring

Education

Most claims adjuster positions require a bachelor's degree. Silver Spring and the surrounding Maryland area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Silver Spring may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Silver Spring

Browse open claims adjuster positions in Silver Spring, MD:

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Frequently Asked Questions: Claims Adjuster Salary in Silver Spring

How much does a Claims Adjuster make in Silver Spring, MD? ▼
The median claims adjuster salary in Silver Spring, Maryland is $91,491 per year, which is 27.0% above the national median of $72,040. Salaries range from $53,340 (10th percentile) to $146,050 (90th percentile).
How much does a Claims Adjuster make per hour in Silver Spring? ▼
Based on the median annual salary of $91,491, a claims adjuster in Silver Spring earns approximately $44 per hour assuming a standard 2,080-hour work year.
How does Silver Spring compare to the Maryland state average for claims adjuster pay? ▼
Silver Spring's median claims adjuster salary of $91,491 is 10.4% above the Maryland state average of $82,846. The local cost of living index is 122% of the national average.
What is the cost of living in Silver Spring, MD? ▼
Silver Spring has a cost of living index of 122% compared to the national average. This means a claims adjuster salary of $91,491 in Silver Spring has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Silver Spring? ▼
Most claims adjuster positions in Silver Spring require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.