Business & Finance North Dakota (ND) Rank #37 of 50

Claims Adjuster Salary in North Dakota

The median claims adjuster salary in North Dakota is $64,836 per year, which is 10% below the national median of $72,040.

Median Salary
$64,836
vs National
$-7,204
State Rank
#37 of 50
Cost of Living
90%

Claims Adjuster Salary Overview in North Dakota (2026)

North Dakota ranks #37 out of 50 states for claims adjuster compensation. Claims Adjuster salaries in North Dakota are below the national median, though the lower cost of living can offset the difference. At $64,836 per year, claims adjusters in North Dakota earn $7,204 less than the national median of $72,040.

A key advantage of working in North Dakota is its below-average cost of living (90% of the national index). This means the $64,836 salary has the purchasing power of roughly $72,040 in an average-cost area.

The salary spread in North Dakota is significant: claims adjusters at the 10th percentile earn $37,800, while those at the 90th percentile bring home $103,500 — a $65,700 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in North Dakota for this role is Fargo, where the median reaches $67,718.

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Despite slower growth nationally, experienced claims adjusters with in-demand specializations continue to command strong salaries.

Claims Adjuster Salary in North Dakota by Experience

In North Dakota, an entry-level claims adjuster earns around $39,600, while experienced professionals earn up to $99,000 per year. The cost of living index in North Dakota is 90% of the national average.

Entry Level (0-2 yrs)
$39,600
$-4,400 vs national
Mid Level (3-7 yrs)
$66,600
$-7,400 vs national
Senior Level (8+ yrs)
$99,000
$-11,000 vs national

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Salary Percentiles in North Dakota

Percentile ND Salary
10th Percentile $37,800
25th Percentile $48,600
Median (50th) $64,836
75th Percentile $82,800
90th Percentile $103,500

Claims Adjuster Salary by City in North Dakota

The largest employment areas for claims adjusters in North Dakota include Fargo, Bismarck, Grand Forks, and Minot. Salaries vary by city based on local cost of living and demand.

How to Become a Claims Adjuster in North Dakota

Education

Most claims adjuster positions require a bachelor's degree. North Dakota has several accredited institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook in North Dakota

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). North Dakota's demand may vary based on local industry trends.

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Frequently Asked Questions: Claims Adjuster Salary in North Dakota

How much does a Claims Adjuster make in North Dakota? ▼
The median claims adjuster salary in North Dakota is $64,836 per year, which is 10% below the national median of $72,040. Salaries range from $37,800 (10th percentile) to $103,500 (90th percentile).
How much does a Claims Adjuster make per hour in North Dakota? ▼
Based on the median annual salary of $64,836, a claims adjuster in North Dakota earns approximately $31 per hour assuming a standard 2,080-hour work year.
Is North Dakota a good state for claims adjusters? ▼
North Dakota ranks #37 out of 50 states for claims adjuster pay. The cost of living index is 90% of the national average. Entry-level claims adjusters earn $39,600, while senior professionals earn $99,000.
How does North Dakota compare to other states for claims adjuster salary? ▼
The highest paying state for claims adjusters is Hawaii at $122,468. North Dakota's median of $64,836 ranks #37 nationally. Nearby-ranked states include Indiana ($64,836) and Michigan ($64,836).
What is the entry-level claims adjuster salary in North Dakota? ▼
An entry-level claims adjuster in North Dakota earns approximately $39,600 per year. With 3-7 years of experience, pay increases to around $66,600. Senior-level professionals with 8+ years earn up to $99,000.
What city in North Dakota pays claims adjusters the most? ▼
Fargo is the highest paying city in North Dakota for claims adjusters, with a median salary of $67,718. Other cities include Bismarck and Grand Forks.