Insurance Agent Salary in North Dakota
The median insurance agent salary in North Dakota is $52,074 per year, which is 10% below the national median of $57,860.
Insurance Agent Salary Overview in North Dakota (2026)
North Dakota ranks #37 out of 50 states for insurance agent compensation. Insurance Agent salaries in North Dakota are below the national median, though the lower cost of living can offset the difference. At $52,074 per year, insurance agents in North Dakota earn $5,786 less than the national median of $57,860.
A key advantage of working in North Dakota is its below-average cost of living (90% of the national index). This means the $52,074 salary has the purchasing power of roughly $57,860 in an average-cost area.
The salary spread in North Dakota is significant: insurance agents at the 10th percentile earn $27,000, while those at the 90th percentile bring home $106,200 — a $79,200 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in North Dakota for this role is Fargo, where the median reaches $54,388.
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). This steady growth indicates stable demand for insurance agents across the country.
Insurance Agent Salary in North Dakota by Experience
In North Dakota, an entry-level insurance agent earns around $28,800, while experienced professionals earn up to $99,000 per year. The cost of living index in North Dakota is 90% of the national average.
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Check Your Rate — No Credit Impact →Salary Percentiles in North Dakota
| Percentile | ND Salary |
|---|---|
| 10th Percentile | $27,000 |
| 25th Percentile | $36,000 |
| Median (50th) | $52,074 |
| 75th Percentile | $73,800 |
| 90th Percentile | $106,200 |
Insurance Agent Salary by City in North Dakota
The largest employment areas for insurance agents in North Dakota include Fargo, Bismarck, Grand Forks, and Minot. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Agent in North Dakota
Education
Most insurance agent positions require a high school diploma. North Dakota has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in North Dakota
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). North Dakota's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Agents who negotiate earn 7–15% more. A single negotiation could add $46,926 over your career trajectory.
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