Business & Finance Toledo, OH Pop. 270,871

Claims Adjuster Salary in Toledo, Ohio

The median claims adjuster salary in Toledo, OH is $59,073 per year, which is 18% below the national median and 8.9% below the Ohio state average.

City Median
$59,073
vs State Avg
$-5,763
vs National
$-12,967
Cost of Living
82%

Claims Adjuster Pay in Toledo: What to Expect (2026)

Toledo offers a median claims adjuster salary of $59,073, which is $5,763 below the Ohio state average of $64,836. Compared to the national median of $72,040, Toledo pays below the national benchmark for this role.

One of Toledo's biggest advantages is its low cost of living at 82% of the national average. This means the $59,073 salary stretches further here — equivalent to roughly $72,040 in an average-cost city. This makes Toledo an attractive option for claims adjusters seeking strong real-dollar compensation.

The salary range for claims adjusters in Toledo spans from $34,440 at the 10th percentile to $94,300 at the 90th percentile — a $59,860 spread. Entry-level professionals start around $36,080, while senior claims adjusters with 8+ years of experience can earn up to $90,200. With a population of 270,871, Toledo is a mid-sized metro with a growing job market.

Claims Adjuster Salary in Toledo by Experience

In Toledo, an entry-level claims adjuster earns around $36,080, while experienced professionals earn up to $90,200 per year. The local cost of living index is 82% of the national average.

Entry Level (0-2 yrs)
$36,080
$-7,920 vs national
Mid Level (3-7 yrs)
$60,680
$-13,320 vs national
Senior Level (8+ yrs)
$90,200
$-19,800 vs national

Salary Percentiles in Toledo, OH

Percentile Toledo
10th Percentile $34,440
25th Percentile $44,280
Median (50th) $59,073
75th Percentile $75,440
90th Percentile $94,300

Claims Adjuster Salary in Other Ohio Cities

Columbus, OH
$68,438
Pop. 905,748
Cincinnati, OH
$64,836
Pop. 309,317
Cleveland, OH
$61,954
Pop. 372,624
Akron, OH
$60,514
Pop. 190,469

How to Become a Claims Adjuster in Toledo

Education

Most claims adjuster positions require a bachelor's degree. Toledo and the surrounding Ohio area have institutions offering relevant programs.

Key Skills

Claims InvestigationNegotiationInsurance LawDocumentationAnalysisCustomer Service

Job Outlook

Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Demand in Toledo may vary based on local industry and population growth.

Find Claims Adjuster Jobs in Toledo

Browse open claims adjuster positions in Toledo, OH:

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Frequently Asked Questions: Claims Adjuster Salary in Toledo

How much does a Claims Adjuster make in Toledo, OH? ▼
The median claims adjuster salary in Toledo, Ohio is $59,073 per year, which is 18% below the national median of $72,040. Salaries range from $34,440 (10th percentile) to $94,300 (90th percentile).
How much does a Claims Adjuster make per hour in Toledo? ▼
Based on the median annual salary of $59,073, a claims adjuster in Toledo earns approximately $28 per hour assuming a standard 2,080-hour work year.
How does Toledo compare to the Ohio state average for claims adjuster pay? ▼
Toledo's median claims adjuster salary of $59,073 is 8.9% below the Ohio state average of $64,836. The local cost of living index is 82% of the national average.
What is the cost of living in Toledo, OH? ▼
Toledo has a cost of living index of 82% compared to the national average. This means a claims adjuster salary of $59,073 in Toledo has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a claims adjuster in Toledo? ▼
Most claims adjuster positions in Toledo require a bachelor's degree. Key skills include Claims Investigation, Negotiation, Insurance Law, Documentation. The job market is projected to grow -3% nationally over the next decade.