Claims Adjuster Salary in Texas
The median claims adjuster salary in Texas is $66,277 per year, which is 8% below the national median of $72,040.
Claims Adjuster Salary Overview in Texas (2026)
Texas ranks #31 out of 50 states for claims adjuster compensation. Claims Adjuster salaries in Texas are below the national median, though the lower cost of living can offset the difference. At $66,277 per year, claims adjusters in Texas earn $5,763 less than the national median of $72,040.
A key advantage of working in Texas is its below-average cost of living (92% of the national index). This means the $66,277 salary has the purchasing power of roughly $72,040 in an average-cost area.
The salary spread in Texas is significant: claims adjusters at the 10th percentile earn $38,640, while those at the 90th percentile bring home $105,800 — a $67,160 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Texas for this role is Austin, where the median reaches $75,642.
Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Despite slower growth nationally, experienced claims adjusters with in-demand specializations continue to command strong salaries.
Claims Adjuster Salary in Texas by Experience
In Texas, an entry-level claims adjuster earns around $40,480, while experienced professionals earn up to $101,200 per year. The cost of living index in Texas is 92% of the national average.
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See Investment Options →Salary Percentiles in Texas
| Percentile | TX Salary |
|---|---|
| 10th Percentile | $38,640 |
| 25th Percentile | $49,680 |
| Median (50th) | $66,277 |
| 75th Percentile | $84,640 |
| 90th Percentile | $105,800 |
Claims Adjuster Salary by City in Texas
The largest employment areas for claims adjusters in Texas include Houston, Dallas, Austin, and San Antonio. Salaries vary by city based on local cost of living and demand.
How to Become a Claims Adjuster in Texas
Education
Most claims adjuster positions require a bachelor's degree. Texas has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Texas
Nationally, claims adjuster employment is projected to grow -3% over the next decade (decline). Texas's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Claims Adjusters who negotiate earn 7–15% more. A single negotiation could add $34,923 over your career trajectory.
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