Insurance Agent Salary in Texas
The median insurance agent salary in Texas is $53,231 per year, which is 8% below the national median of $57,860.
Insurance Agent Salary Overview in Texas (2026)
Texas ranks #31 out of 50 states for insurance agent compensation. Insurance Agent salaries in Texas are below the national median, though the lower cost of living can offset the difference. At $53,231 per year, insurance agents in Texas earn $4,629 less than the national median of $57,860.
A key advantage of working in Texas is its below-average cost of living (92% of the national index). This means the $53,231 salary has the purchasing power of roughly $57,860 in an average-cost area.
The salary spread in Texas is significant: insurance agents at the 10th percentile earn $27,600, while those at the 90th percentile bring home $108,560 — a $80,960 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Texas for this role is Austin, where the median reaches $60,753.
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). This steady growth indicates stable demand for insurance agents across the country.
Insurance Agent Salary in Texas by Experience
In Texas, an entry-level insurance agent earns around $29,440, while experienced professionals earn up to $101,200 per year. The cost of living index in Texas is 92% of the national average.
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Check Your Rate — No Credit Impact →Salary Percentiles in Texas
| Percentile | TX Salary |
|---|---|
| 10th Percentile | $27,600 |
| 25th Percentile | $36,800 |
| Median (50th) | $53,231 |
| 75th Percentile | $75,440 |
| 90th Percentile | $108,560 |
Insurance Agent Salary by City in Texas
The largest employment areas for insurance agents in Texas include Houston, Dallas, Austin, and San Antonio. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Agent in Texas
Education
Most insurance agent positions require a high school diploma. Texas has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Texas
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Texas's demand may vary based on local industry trends.
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Data shows Insurance Agents who negotiate earn 7–15% more. A single negotiation could add $47,969 over your career trajectory.
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