Business & Finance Athens, GA Pop. 127,064

Credit Analyst Salary in Athens, Georgia

The median credit analyst salary in Athens, GA is $70,803 per year, which is 8% below the national median and 3.2% below the Georgia state average.

City Median
$70,803
vs State Avg
$-2,309
vs National
$-6,157
Cost of Living
90%

Credit Analyst Pay in Athens: What to Expect (2026)

Athens offers a median credit analyst salary of $70,803, which is $2,309 below the Georgia state average of $73,112. Compared to the national median of $76,960, Athens pays below the national benchmark for this role.

Athens's cost of living is 90% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for credit analysts in Athens spans from $42,320 at the 10th percentile to $115,000 at the 90th percentile — a $72,680 spread. Entry-level professionals start around $44,160, while senior credit analysts with 8+ years of experience can earn up to $110,400. With a population of 127,064, Athens is a mid-sized metro with a growing job market.

Credit Analyst Salary in Athens by Experience

In Athens, an entry-level credit analyst earns around $44,160, while experienced professionals earn up to $110,400 per year. The local cost of living index is 90% of the national average.

Entry Level (0-2 yrs)
$44,160
$-3,840 vs national
Mid Level (3-7 yrs)
$71,760
$-6,240 vs national
Senior Level (8+ yrs)
$110,400
$-9,600 vs national

Salary Percentiles in Athens, GA

Percentile Athens
10th Percentile $42,320
25th Percentile $54,280
Median (50th) $70,803
75th Percentile $92,000
90th Percentile $115,000

Credit Analyst Salary in Other Georgia Cities

How to Become a Credit Analyst in Athens

Education

Most credit analyst positions require a bachelor's degree. Athens and the surrounding Georgia area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Athens may vary based on local industry and population growth.

Find Credit Analyst Jobs in Athens

Browse open credit analyst positions in Athens, GA:

Frequently Asked Questions: Credit Analyst Salary in Athens

How much does a Credit Analyst make in Athens, GA? ▼
The median credit analyst salary in Athens, Georgia is $70,803 per year, which is 8% below the national median of $76,960. Salaries range from $42,320 (10th percentile) to $115,000 (90th percentile).
How much does a Credit Analyst make per hour in Athens? ▼
Based on the median annual salary of $70,803, a credit analyst in Athens earns approximately $34 per hour assuming a standard 2,080-hour work year.
How does Athens compare to the Georgia state average for credit analyst pay? ▼
Athens's median credit analyst salary of $70,803 is 3.2% below the Georgia state average of $73,112. The local cost of living index is 90% of the national average.
What is the cost of living in Athens, GA? ▼
Athens has a cost of living index of 90% compared to the national average. This means a credit analyst salary of $70,803 in Athens has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Athens? ▼
Most credit analyst positions in Athens require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.