Business & Finance Augusta, GA Pop. 202,081

Credit Analyst Salary in Augusta, Georgia

The median credit analyst salary in Augusta, GA is $69,264 per year, which is 10% below the national median and 5.3% below the Georgia state average.

City Median
$69,264
vs State Avg
$-3,848
vs National
$-7,696
Cost of Living
88%

Credit Analyst Pay in Augusta: What to Expect (2026)

Augusta offers a median credit analyst salary of $69,264, which is $3,848 below the Georgia state average of $73,112. Compared to the national median of $76,960, Augusta pays below the national benchmark for this role.

One of Augusta's biggest advantages is its low cost of living at 88% of the national average. This means the $69,264 salary stretches further here — equivalent to roughly $78,709 in an average-cost city. This makes Augusta an attractive option for credit analysts seeking strong real-dollar compensation.

The salary range for credit analysts in Augusta spans from $41,400 at the 10th percentile to $112,500 at the 90th percentile — a $71,100 spread. Entry-level professionals start around $43,200, while senior credit analysts with 8+ years of experience can earn up to $108,000. With a population of 202,081, Augusta is a mid-sized metro with a growing job market.

Credit Analyst Salary in Augusta by Experience

In Augusta, an entry-level credit analyst earns around $43,200, while experienced professionals earn up to $108,000 per year. The local cost of living index is 88% of the national average.

Entry Level (0-2 yrs)
$43,200
$-4,800 vs national
Mid Level (3-7 yrs)
$70,200
$-7,800 vs national
Senior Level (8+ yrs)
$108,000
$-12,000 vs national

Salary Percentiles in Augusta, GA

Percentile Augusta
10th Percentile $41,400
25th Percentile $53,100
Median (50th) $69,264
75th Percentile $90,000
90th Percentile $112,500

Credit Analyst Salary in Other Georgia Cities

Atlanta, GA
$80,038
Pop. 498,715
Savannah, GA
$72,342
Pop. 147,780
Athens, GA
$70,803
Pop. 127,064
Columbus, GA
$67,725
Pop. 206,922

How to Become a Credit Analyst in Augusta

Education

Most credit analyst positions require a bachelor's degree. Augusta and the surrounding Georgia area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Augusta may vary based on local industry and population growth.

Find Credit Analyst Jobs in Augusta

Browse open credit analyst positions in Augusta, GA:

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Frequently Asked Questions: Credit Analyst Salary in Augusta

How much does a Credit Analyst make in Augusta, GA? ▼
The median credit analyst salary in Augusta, Georgia is $69,264 per year, which is 10% below the national median of $76,960. Salaries range from $41,400 (10th percentile) to $112,500 (90th percentile).
How much does a Credit Analyst make per hour in Augusta? ▼
Based on the median annual salary of $69,264, a credit analyst in Augusta earns approximately $33 per hour assuming a standard 2,080-hour work year.
How does Augusta compare to the Georgia state average for credit analyst pay? ▼
Augusta's median credit analyst salary of $69,264 is 5.3% below the Georgia state average of $73,112. The local cost of living index is 88% of the national average.
What is the cost of living in Augusta, GA? ▼
Augusta has a cost of living index of 88% compared to the national average. This means a credit analyst salary of $69,264 in Augusta has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Augusta? ▼
Most credit analyst positions in Augusta require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.