Business & Finance Waipahu, HI Pop. 38,216

Credit Analyst Salary in Waipahu, Hawaii

The median credit analyst salary in Waipahu, HI is $124,675 per year, which is 62.0% above the national median and 4.7% below the Hawaii state average.

City Median
$124,675
vs State Avg
$-6,157
vs National
+$47,715
Cost of Living
162%

Credit Analyst Pay in Waipahu: What to Expect (2026)

Waipahu offers a median credit analyst salary of $124,675, which is $6,157 below the Hawaii state average of $130,832. Compared to the national median of $76,960, Waipahu pays above average for this role.

However, Waipahu's cost of living index is 162%, significantly above the national average. After adjusting for local costs, the $124,675 salary has an effective purchasing power of approximately $76,960. Housing, transportation, and food costs in Waipahu should be factored into any relocation or job-change decision.

The salary range for credit analysts in Waipahu spans from $74,520 at the 10th percentile to $202,500 at the 90th percentile — a $127,980 spread. Entry-level professionals start around $77,760, while senior credit analysts with 8+ years of experience can earn up to $194,400. Waipahu is a smaller market (pop. 38,216), which may mean fewer openings but also less competition for available positions.

Credit Analyst Salary in Waipahu by Experience

In Waipahu, an entry-level credit analyst earns around $77,760, while experienced professionals earn up to $194,400 per year. The local cost of living index is 162% of the national average.

Entry Level (0-2 yrs)
$77,760
+$29,760 vs national
Mid Level (3-7 yrs)
$126,360
+$48,360 vs national
Senior Level (8+ yrs)
$194,400
+$74,400 vs national

Salary Percentiles in Waipahu, HI

Percentile Waipahu
10th Percentile $74,520
25th Percentile $95,580
Median (50th) $124,675
75th Percentile $162,000
90th Percentile $202,500

Credit Analyst Salary in Other Hawaii Cities

How to Become a Credit Analyst in Waipahu

Education

Most credit analyst positions require a bachelor's degree. Waipahu and the surrounding Hawaii area have institutions offering relevant programs.

Key Skills

Financial AnalysisCredit RiskExcelFinancial StatementsReport WritingAttention to Detail

Job Outlook

Nationally, credit analyst employment is projected to grow 5% over the next decade (faster than average). Demand in Waipahu may vary based on local industry and population growth.

Find Credit Analyst Jobs in Waipahu

Browse open credit analyst positions in Waipahu, HI:

Frequently Asked Questions: Credit Analyst Salary in Waipahu

How much does a Credit Analyst make in Waipahu, HI? ▼
The median credit analyst salary in Waipahu, Hawaii is $124,675 per year, which is 62.0% above the national median of $76,960. Salaries range from $74,520 (10th percentile) to $202,500 (90th percentile).
How much does a Credit Analyst make per hour in Waipahu? ▼
Based on the median annual salary of $124,675, a credit analyst in Waipahu earns approximately $60 per hour assuming a standard 2,080-hour work year.
How does Waipahu compare to the Hawaii state average for credit analyst pay? ▼
Waipahu's median credit analyst salary of $124,675 is 4.7% below the Hawaii state average of $130,832. The local cost of living index is 162% of the national average.
What is the cost of living in Waipahu, HI? ▼
Waipahu has a cost of living index of 162% compared to the national average. This means a credit analyst salary of $124,675 in Waipahu has less purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a credit analyst in Waipahu? ▼
Most credit analyst positions in Waipahu require a bachelor's degree. Key skills include Financial Analysis, Credit Risk, Excel, Financial Statements. The job market is projected to grow 5% nationally over the next decade.